55 Lucas Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 55 Lucas Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,988 sqft · built 1973
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$347,000 (Mar 2021)
Tax Bill	$8,321 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STER M:00003 L:00004`

Property Details

APN / Parcel Number

Primary APN	`STER M:00003 L:00004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	4,850 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,715 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 LUCAS RD
City	STERLING
State	MA
Zip	01564-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	4
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2009
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 W SHORE DR, A, MARBLEHEAD, MA 01945-1364
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA)
Jun 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	202139994
Deed Book / Page	64750 / 376
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Mar 23, 2021
Property Address	55 LUCAS RD, STERLING, MA 01564-2022
Document Number	64750-376
Book / Page	64750 / 376
Instrument Date	Mar 23, 2021
Instrument	39994
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 W SHORE DR # A, A, MARBLEHEAD, MA 01945-1364

Mortgage

Document Number	39995
Date	Mar 23, 2021
Instrument	39995

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Apr 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jun 23, 2020
Property Address	55 LUCAS RD, STERLING, MA 01564-2022
Document Number	62647-375
Book / Page	062647 / 000375
Instrument Date	May 22, 2020
Instrument	65978
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GLENDALE AVE STERLING MA 015641415, STERLING, MA 01564-1415

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,321.00 (+6.19%)	$663,000 (+8.97%) Land $170,900 Building $492,100	$535,230 (-)
2025	$7,836.00 (+6.38%)	$608,400 (+9.94%) Land $147,800 Building $460,600	$535,230 (+19.47%)
2024	$7,366.00 (+0.23%)	$553,400 (+7.69%) Land $147,800 Building $405,600	$448,020
2023	$7,349.00	$513,900 Land $147,800 Building $366,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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