55 Lost Ln, Elsberry, MO 63343 Property Records

Lincoln County property record for 55 Lost Ln, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,620 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-90-31-000-000-011.001`

Property Details

APN / Parcel Number

Primary APN	`02-90-31-000-000-011.001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,620 sqft Living Area
Attic	Attic
Attic Area	813 sqft
Basement Area	1,807 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 LOST LN
City	ELSBERRY
State	MO
Zip	63343-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT OF LAND IN PT OF SW1/4 SEC 31
Legal Range	02E
Legal Section	31
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	1
Census Block	1013
Census Tract	810100

Owner

Source: Lincoln County records · APN 02-90-31-000-000-011.001

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 LOST LN, ELSBERRY, MO 63343-3168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Jan 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 LOST LN, ELSBERRY, MO 63343-3168
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LOST LN, ELSBERRY, MO 63343-3168

Mortgage

Document Number	002481/874
Date	Jul 20, 2022
Book Page	2481/874
Instrument	2022007628

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 LOST LN, ELSBERRY, MO 63343-3168
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2418/0848
Date	Jan 08, 2018
Book Page	2418/0848
Instrument	2018000192

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	ELSBERRY, MO 63343

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (+7.54%)	$49,415 (+8.47%) Land $2,804 Building $46,611	$260,080 (+8.47%) Land $14,760 Building $245,320
2023	$2,519.00 (+6.47%)	$45,558 Land $2,652 Building $42,906	$239,780 Land $13,960 Building $225,820
2022	$2,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Based on FCC filings for 6 locations within half a mile of this property.

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