55 Lori Dr, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 55 Lori Dr, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 1992
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Jul 2022)
Tax Bill	$6,804 (2026)
Deeds & Mortgages	Sep 2005 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493089 153.16-1-2.18`

Property Details

APN / Parcel Number

Primary APN	`493089 153.16-1-2.18`
Alternative APNs	`308915301600010020180000` `00000008131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	178 ft deep x 163 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	19 sqft
Porch	Slab
Porch Area	252 sqft
Shed	1 Shed
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000008131
Street Address	55 LORI DR
City	APALACHIN
State	NY
Zip	13732-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	2.018
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	3
Census Block	3008
Census Tract	20402

Owner

55 Lori Dr is owned and occupied by an individual who bought it in July 2022.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	55 LORI DR, APALACHIN, NY 13732-3904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2005	Deed of Trust, Mortgage COMMONFUND MORTGAGE CORP
Jul 26, 2022	Warranty Deed, Transfer
Aug 8, 2006	Deed, Transfer MICHAEL SHERWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Prior Sale	Aug 8, 2006 · Amount on File
Deed Document Number	20223341
Record Updated	Oct 29, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	55 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124323002
Date	Sep 13, 2005
Instrument	0124323002

Lender

Name	COMMONFUND MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	268 Months
Due	Jan 1, 2028

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 26, 2022
Property Address	55 LORI DR, APALACHIN, NY 13732-3904
Document Number	2022000003341
Instrument Date	Jul 7, 2022
Instrument	20220-00003341
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 170TH ST, JAMAICA, NY 11432-2038

August 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Aug 8, 2006
Property Address	55 LORI DR, APALACHIN, NY 13732-3904
Document Number	0000013519/0000002001
Book / Page	0000013519 / 0000002001
Instrument Date	Aug 3, 2006
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	MICHAEL SHERWOOD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LORI DR, APALACHIN, NY 13732-3904

Tax Assessment & Valuation

The 2026 property tax bill for 55 Lori Dr was $6,804, down 0.3% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,804.00 (-0.29%)
2025	$6,824.00	$121,600 Land $19,600 Building $102,000	$232,727 Land $37,512 Building $195,215
2023		$121,600 Land $19,600 Building $102,000	$225,185 Land $36,296 Building $188,889
2019	$2,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Lori Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	95 (1983–2018)
Claims Outside the SFHA	28 of 95
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 37 claims Remnants Of Tropical Storm Lee, Sep 2011 · 44 claims Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Lori Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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