55 Lorelei Cir, Middletown, CT 06457 Property Records

Middletown City property record for 55 Lorelei Cir, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,620 sqft · built 1966
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$406,000 (Jan 2026)
Tax Bill	$10,118 (2026)
Deeds & Mortgages	Feb 2023 Refinance Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:27 L:0196`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:27 L:0196`
Alternative APN	`R11859`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R11859
Street Address	55 LORELEI CIR
City	MIDDLETOWN
State	CT
Zip	06457-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	196
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3012
Census Tract	542100

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 LORELEI CIR, MIDDLETOWN, CT 06457-4132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 4, 2020	Warranty Deed, Transfer UNKNOWN
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Book / Page	2140 / 569
Transfer Doc	1904-187
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	55 LORELEI CIR, MIDDLETOWN, CT 06457-4132
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002066-745
Date	Feb 27, 2023
Book Page	2066/745

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 14, 2026
Property Address	55 LORELEI CIR, MIDDLETOWN, CT 06457-4132
Document Number	002140-569
Book / Page	2140 / 569
Instrument Date	Jan 5, 2026
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LORELEI CIR, MIDDLETOWN, CT 06457-4132

Mortgage

Document Number	0002140572
Date	Jan 14, 2026
Instrument	2140/572

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 4, 2020
Property Address	55 LORELEI CIR, MIDDLETOWN, CT 06457-4132
Document Number	1985-179
Book / Page	001985 / 000179
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LORELEI CIR MIDDLETOWN CT 064574132, MIDDLETOWN, CT 06457-4132

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 25, 2017
Property Address	55 LORELEI CIR, MIDDLETOWN, CT 06457-4132
Document Number	1904-187
Book / Page	001904 / 000187
Instrument Date	Sep 22, 2017
Instrument	335391
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LORELEI CIR MIDDLETOWN CT 064574132, MIDDLETOWN, CT 06457-4132

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,118.00 (+3.9%)	$247,980 (-0.94%) Land $81,520 Building $166,460	$399,887 (+128.2%)
2025		$250,340 (-) Land $81,520 Building $168,820	$175,238 Land $57,064 Building $118,174
2024	$9,738.00 (+5.7%)	$250,340 (-) Land $81,520 Building $168,820
2023	$9,213.00 (+22.14%)	$250,340 (+46.02%) Land $81,520 Building $168,820
2022	$7,543.00	$171,440 Land $54,350 Building $117,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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