55 Lighthouse Point Dr, Longboat Key, FL 34228 Property Records

Sarasota County property record for 55 Lighthouse Point Dr, Longboat Key, FL 34228

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,012 sqft · built 1995
Lot Size	0.396 acres (17,259 sqft)
Owner	Individual Name on Record
Last Sale	$8,500,000 (Mar 2024)
Tax Bill	$80,830 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2024 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0013-03-0004`

Property Details

APN / Parcel Number

Primary APN	`0013-03-0004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,012 sqft Living Area
1st Floor Area	4,012 sqft
2nd Floor Area	2,147 sqft
Upper Floors Area	2,147 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Concrete
Lot Area	17,259 sqft (0.396 acres)
Lot Width	1 ft Width
Garage Type	Attached
Garage Area	964 sqft

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	570 sqft
Patio Area	1,200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 LIGHTHOUSE POINT DR
City	LONGBOAT KEY
State	FL
Zip	34228-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GPD
Legal Description	LOT 3 LIGHTHOUSE POINT
Legal Range	17E
Legal Township	36S
Legal Section	27
Legal Subdivision	LIGHTHOUSE POINT
Legal Tract	2417
Legal Lot Number	3
Jurisdiction	SARASOTA FL
Township / Civil Division	LONGBOAT KEY
Census Block Group	3
Census Block	3003
Census Tract	801

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 BIBLE ST, COS COB, CT 06807-1732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 26, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 26, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 24, 2017	Grant Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Mar 26, 2024
Deed Document Number	2024042291
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Mar 28, 2024
Property Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918
Document Number	0000042291
Map Reference	MB 33 PG 46,46A-46C
Instrument Date	Mar 27, 2024
Instrument	2024042291
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$59,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 PEARL LN, NICHOLASVILLE, KY 40356-9220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BIBLE ST, COS COB, CT 06807-1732

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Mar 26, 2024
Property Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918
Document Number	0000041144
Map Reference	MB 33 PG 46,46A-46C
Instrument Date	Mar 26, 2024
Instrument	2024041144
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARASOTA FL
Recording Date	Mar 26, 2024
Property Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918
Document Number	0000041143
Map Reference	MB 33 PG 46,46A-46C
Instrument Date	Mar 22, 2024
Instrument	2024041143
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$15,061.90
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SAPPHIRE CT, NICHOLASVILLE, KY 40356-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARASOTA FL
Recording Date	Aug 24, 2017
Property Address	55 LIGHTHOUSE POINT DR, LONGBOAT KEY, FL 34228-3918
Document Number	0000106981
Instrument Date	Aug 23, 2017
Instrument	106981
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 LIGHTHOUSE POINT DR LONGBOAT KEY FL 342283918, LONGBOAT KEY, FL 34228-3918

Mortgage

Document Number	106982
Date	Aug 24, 2017
Instrument	106982

Lender

Name	BRANCH BK&TR
Type	Bank
Address	223 NASH ST W, WILSON, NC 27893-3801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	Longboat Key Town
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$80,830.00 (+23.47%)	$6,078,400 (+10.76%) Land $2,697,200 Building $3,381,200	$6,078,400 (-14.19%) Land $2,697,200 Building $3,381,200
2024	$65,467.00 (+15.25%)	$5,487,790 (+27.91%)	$7,083,900 (+47.5%) Land $2,803,100 Building $4,280,800
2023	$56,804.00 (+3.65%) Homeowner's exemption	$4,290,515 (+3.37%)	$4,802,700 (+3.67%) Land $2,376,100 Building $2,426,600
2022	$54,802.00 Homeowner's exemption	$4,150,491	$4,632,700 Land $2,338,800 Building $2,293,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	850 units insured incl. 656 condo units
Nearby Flood Claims	137 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 22 claims Hurricane Helene, Sep 2024 · 72 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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