Palm Beach County property record for 55 Legacy Ct, Delray Beach, FL 33445
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 2003 |
| Lot Size | 0.043 acres (1,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Oct 2019) |
| Tax Bill | $4,378 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-42-46-13-38-000-0280 |
| Primary APN | 12-42-46-13-38-000-0280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 786 sqft |
| Upper Floors Area | 962 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,860 sqft (0.043 acres) |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 93 sqft |
| Street Address | 55 LEGACY CT |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33445-3805 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRD |
| Legal Description | LEGACY LT 28 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 13 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 28 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 6907 |
Source: Palm Beach County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 LEGACY CT, DELRAY BEACH, FL 33445-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Prior Sale | Dec 2, 2016 · Amount on Record |
| Deed Document Number | 2019398295 |
| Deed Book / Page | 30989 / 1816 |
| Prior Transfer Date | Nov 21, 2016 |
| Prior Transfer Doc | 0287430063 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 55 LEGACY CT, DELRAY BEACH, FL 33445-3805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 55 LEGACY CT, DELRAY BEACH, FL 33445-3805 |
| Document Number | 0325590844 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 32559/844 |
| Instrument | 20210263020 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Oct 30, 2019 |
| Property Address | 55 LEGACY CT, DELRAY BEACH, FL 33445-3805 |
| Document Number | 0309891816 |
| Book / Page | 30989 / 1816 |
| Map Reference | MB 96 PG 126 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 20190398295 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ADVOCATES T&E PLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 LEGACY CT, 55, DELRAY BEACH, FL 33445-3805 |
| Name | Verified Name |
|---|---|
| Address | 55 LEGACY CT, DELRAY BEACH, FL 33445-3805 |
| Document Number | 0309891818 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 30989/1818 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,378.00 (+7.38%) Homeowner's exemption | $262,238 (+5.99%) | $370,000 (+4.23%) Building $370,000 |
| 2024 | $4,077.00 (-0.1%) | ||
| 2023 | $4,081.00 (+0.72%) Homeowner's exemption | $247,424 (+3%) | $355,000 (+8.78%) Building $355,000 |
| 2022 | $4,052.00 Homeowner's exemption | $240,217 | $326,350 Building $326,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 5 (1979–2014) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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