55 Lawrence Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 55 Lawrence Rd, Gray, ME 04039 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1991
Lot Size	2.52 acres (109,771 sqft)
Owner	Individual Name on File
Last Sale	$237,100 (Jul 2014)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2020 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`GRAY M:062 B:027 L:008-001`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:062 B:027 L:008-001`
Alternative APN	`1660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	308 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	109,771 sqft (2.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1660
Street Address	55 LAWRENCE RD
City	GRAY
State	ME
Zip	04039-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Legal Lot Number	8-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4021
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records · APN GRAY M:062 B:027 L:008-001

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 LAWRENCE RD, GRAY, ME 04039-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Mar 05, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Feb 04, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	Feb 02, 2010 · Amount on Record
Deed Document Number	201433838
Deed Book / Page	31665 / 38
Transfer Doc	31665-0036
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	55 LAWRENCE RD, GRAY, ME 04039-9576
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417930122
Date	Oct 15, 2025
Book Page	41793/122
Instrument	42417

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	55 LAWRENCE RD, GRAY, ME 04039-9576
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364810001
Date	Mar 05, 2020
Book Page	36481/1
Instrument	12058

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	55 LAWRENCE RD, GRAY, ME 04039-9576
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377800280
Date	Feb 04, 2021
Book Page	37780/280
Instrument	8346

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,292.00 (-2.48%)	$443,400 (+52.95%) Land $129,100 Building $314,300
2023	$4,401.00 (+8.83%)	$289,900 (-) Land $72,000 Building $217,900
2022	$4,044.00	$289,900 Land $72,000 Building $217,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007, rainfall accumulation, Severe Storms And Inland And Coastal Flooding
Claims By Storm	Severe Storms & Flooding, May 1989 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
GoNetspeed	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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