55 Laurel Ave, Kingston, NJ 08528 Property Records

Somerset County and Franklin Township property record for 55 Laurel Ave, Kingston, NJ 08528

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 1945
Lot Size	0.305 acres (13,299 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,144 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00005-02-00156-04`

Property Details

APN / Parcel Number

Primary APN	`08-00005-02-00156-04`
Alternative APN	`08000050002001560004`

Interior

Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	13,299 sqft (0.305 acres)
Lot Dimensions	190 ft deep x 70 ft wide

Location & Zoning

Street Address	55 LAUREL AVE
City	KINGSTON
State	NJ
Zip	08528-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10H
Legal Block	5.2
Legal Lot Number	156.4
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2013
Census Tract	53402

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 LAUREL AVE, KINGSTON, NJ 08528-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 27, 2017	Grant Deed, Transfer · Conventional with PMI BETTER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	55 LAUREL AVE, KINGSTON, NJ 08528-9011
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062302
Date	Oct 20, 2021
Book Page	7393/2950
Instrument	2021062302

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 27, 2017
Property Address	55 LAUREL AVE, KINGSTON, NJ 08528-9011
Document Number	0000051904
Book / Page	007014 / 000372
Instrument Date	Nov 29, 2017
Instrument	51904
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 LAUREL AVE KINGSTON NJ 08528, KINGSTON, NJ 08528

Mortgage

Document Number	51905
Date	Dec 27, 2017
Book Page	007014/000380
Instrument	51905

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,800 (-) Land $346,000 Building $183,800	$529,800 (-) Land $346,000 Building $183,800
2025	$9,144.00 (+18.15%)	$529,800 (+37.15%) Land $346,000 Building $183,800	$529,800 (+37.15%) Land $346,000 Building $183,800
2024	$7,739.00 (+12.81%)
2023		$386,300 Land $260,500 Building $125,800	$386,300 Land $260,500 Building $125,800
2022	$6,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1982–2021)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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