Dutchess County and Fishkill Town property record for 55 Lake Rd, Fishkill, NY 12524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1963 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Sep 2025) |
| Tax Bill | $6,482 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6356-01-036757-0000 |
| Primary APN | 133089-6356-01-036757-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Pool Area | 560 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 373 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 06036757 |
|---|---|
| Street Address | 55 LAKE RD |
| City | FISHKILL |
| State | NY |
| Zip | 12524-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 0.50 AC (C) 0921 0112 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60301 |
Source: Dutchess County and Fishkill Town records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 LAKE TRL, CARMEL, NY 10512-5720 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Dec 6, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 11, 2025 | Deed, Transfer · Stand-Alone Refinance CITIBANK NA |
| Sep 17, 2019 | Deed of Trust, Mortgage HUDSON VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 20252025-53101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 55 LAKE RD, FISHKILL, NY 12524-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004952 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 4952 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 55 LAKE RD, FISHKILL, NY 12524-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004298 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 4298 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 55 LAKE RD, FISHKILL, NY 12524-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000002588 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2588 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 55 LAKE RD, FISHKILL, NY 12524-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000881 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 881 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Sep 11, 2025 |
| Property Address | 55 LAKE RD, FISHKILL, NY 12524-3008 |
| Document Number | 0000053101 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025-53101 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 LAKE TRL, CARMEL, NY 10512-5720 |
| Document Number | 0000052987 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 52987 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 55 LAKE RD, FISHKILL, NY 12524-3008 |
| Document Number | 0000005046 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 11 SPRUCE LN HOPEWELL JUNCTION NY 125335476, HOPEWELL JUNCTION, NY 12533-5476 |
| Document Number | 0000005046 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 5046 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,482.00 (+34.87%) | $352,100 (+18.23%) Land $116,000 Building $236,100 | $352,100 (+18.23%) Land $116,000 Building $236,100 |
| 2023 | $297,800 (+10.5%) Land $105,500 Building $192,300 | $297,800 (+10.5%) Land $105,500 Building $192,300 | |
| 2022 | $269,500 Land $76,200 Building $193,300 | $269,500 Land $76,200 Building $193,300 | |
| 2020 | $4,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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