55 Kearns Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 55 Kearns Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1992
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Mar 2018)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Apr 2020 Refinance Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0529-43`

Property Details

APN / Parcel Number

Primary APN	`2-0529-43`
Alternative APN	`GLOC M:00S B:023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,460 sqft (0.309 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-0529-43
Street Address	55 KEARNS RD
City	CHEPACHET
State	RI
Zip	02814-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	23
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	3
Census Block	3021
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 KEARNS RD, CHEPACHET, RI 02814-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 30, 2018	Warranty Deed, Transfer SECURITY NATIONAL MTG
Jul 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	201838352
Deed Book / Page	767 / 122
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	55 KEARNS RD, CHEPACHET, RI 02814-1236
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	822-38
Date	Apr 16, 2020
Book Page	822/38
Instrument	43295

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Mar 30, 2018
Property Address	55 KEARNS RD, CHEPACHET, RI 02814-1236
Document Number	767-122
Book / Page	767 / 122
Instrument	38352
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7670126
Date	Mar 30, 2018
Instrument	00767/0126

Lender

Name	SECURITY NATIONAL MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jul 19, 2017
Property Address	55 KEARNS RD, CHEPACHET, RI 02814-1236
Document Number	746-183
Book / Page	000746 / 000183
Instrument Date	Jul 19, 2017
Instrument	36513
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 JOSLIN RD GLENDALE RI 028261631, GLENDALE, RI 02826-1631

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (+0.08%)	$271,600 (-) Land $98,800 Building $172,800	$372,691
2023	$3,870.00 (+9.51%)	$271,600 (+43.63%) Land $98,800 Building $172,800
2022	$3,534.00	$189,100 Land $67,300 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECHO LAKE WATER DISTRICT private · serves 160 people · EPA ID RI2980414
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	21 ppb (2025–2027) action level 15 ppb
Copper	1.93 mg/L (2025–2027) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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