55 Karyl St, Waterville, OH 43566 Property Records

Lucas County property record for 55 Karyl St, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1976
Lot Size	0.3 acres (13,100 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2019)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-08761`

Property Details

APN / Parcel Number

Primary APN	`96-08761`
Alternative APN	`46062002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,100 sqft (0.3 acres)
Lot Dimensions	195 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 KARYL ST
City	WATERVILLE
State	OH
Zip	43566-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD MANOR LOT 42
Legal Subdivision	CRESTWOOD MANOR
Legal Lot Number	42
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2007
Census Tract	8906

Owner

55 Karyl St is owned and occupied by an individual who acquired it in December 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	55 KARYL ST, WATERVILLE, OH 43566-1042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 5, 2019	Fiduciary Deed, Transfer · VA Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	0000035881
Last Transfer Date	Dec 7, 2020
Transfer Doc	0000055258
Record Updated	Jun 8, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Dec 7, 2020
Property Address	55 KARYL ST, WATERVILLE, OH 43566-1042
Document Number	0000055258
Instrument Date	Nov 24, 2020
Instrument	202012070055258
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 KARYL ST, WATERVILLE, OH 43566-1042

Mortgage

Document Number	0000055259
Date	Dec 7, 2020
Instrument	202012070055259

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 5, 2019
Property Address	55 KARYL ST, WATERVILLE, OH 43566-1042
Document Number	0000035881
Instrument Date	Aug 30, 2019
Instrument	201909050035881
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 KARYL ST, WATERVILLE, OH 43566-1042

Mortgage

Document Number	0000035882
Date	Sep 5, 2019
Instrument	201909050035882

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55 Karyl St was $3,937 with a homeowner's exemption, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,937.00 (+4.74%) Homeowner's exemption	$77,525 (-) Land $19,845 Building $57,680
2024	$3,759.00 (+6.01%) Homeowner's exemption	$77,525 (+19.41%) Land $19,845 Building $57,680	$221,500 Land $56,700 Building $164,800
2023	$3,546.00 (-0.95%) Homeowner's exemption	$64,925 (-) Land $16,485 Building $48,440
2022	$3,580.00 Homeowner's exemption	$64,925 Land $16,485 Building $48,440
2021			$185,500 Land $47,100 Building $138,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Karyl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Karyl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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