55 James St, Kingston, PA 18704 Property Records

Luzerne County property record for 55 James St, Kingston, PA 18704

Property Summary

Property TypeSingle Family Home
Details3,522 sqft · built 1935
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jul 2021)
Tax Bill$7,695 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2024 Line of Credit
+ 2 more
Flood ZoneZone X (reduced by levee)
APN34-G9SE3-003-007

Property Details

APN / Parcel Number

Primary APN34-G9SE3-003-007
Alternative APNs
  • 34-G9SE3-003-007-000
  • 3405G9SE3 003007

Interior

Stories2 Stories
Building Area3,522 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialBrick
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions144 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number34-G9SE3-003-007
Street Address55 JAMES ST
CityKINGSTON
StatePA
Zip18704-4722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34-5-481-7 55 JAMES ST
Legal SubdivisionKINGSTON BOROUGH
Legal Block3
Legal Lot Number7
JurisdictionLUZERNE PA
Township / Civil DivisionKINGSTON
Census Block Group2
Census Block2010
Census Tract212800

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 JAMES ST, KINGSTON, PA 18704-4722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA
Aug 1, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA
Jul 30, 2021Deed, Transfer · Conventional Mortgage
FUNDING RESOURCES MORTGAGE CORP
Jun 19, 2018Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Document Number202148197
Deed Book / Page3021 / 205284
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUZERNE PA
Property Address55 JAMES ST, KINGSTON, PA 18704-4722
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060814
DateSep 26, 2022
Book Page3022/246827
Instrument202260814
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUZERNE PA
Property Address55 JAMES ST, KINGSTON, PA 18704-4722
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040722
DateAug 1, 2024
Book Page3024/145858
Instrument202440722
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionLUZERNE PA
Recording DateJul 30, 2021
Property Address55 JAMES ST, KINGSTON, PA 18704-4722
Document Number0000048197
Book / Page3021 / 205284
Map ReferenceMB 1 PG 37
Instrument DateJul 1, 2021
Instrument202148197
Transaction TypeTransfer
Record UpdatedMar 2, 2026
Title CompanyWETZEL ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address55 JAMES ST, KINGSTON, PA 18704-4722

Mortgage

Document Number0000048198
DateJul 30, 2021
Instrument202148198
Lender
NameFUNDING RESOURCES MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionLUZERNE PA
Recording DateJun 19, 2018
Property Address55 JAMES ST, KINGSTON, PA 18704-4722
Document Number0000032260
Book / Page3018 / 110377
Map ReferenceMB 1 PG 37
Instrument DateJun 11, 2018
Instrument201832260
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyVELOCITY ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 OPERNES CT, KINGSTON, PA 18704

Mortgage

Document Number0000032266
DateJun 19, 2018
Instrument201832266
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLuzerne County
MunicipalityKingston Borough
Unified School DistrictWyoming Valley West School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,695.00 Homeowner's exemption$290,600 (-) Land $29,000 Building $261,600
2025$7,695.00 (+2.11%)
2024$290,600 Land $29,000 Building $261,600
2023$7,536.00
2009$290,600 Land $29,000 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims10 (1978–2021)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW CEASETOWN
private · serves 58,467 people · EPA ID PA2409002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Service Electric Cable TV
Cable
2,000 / 40
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Frontier, Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number