55 Isabelle Ln, Troy, MO 63379 Property Records

Lincoln County property record for 55 Isabelle Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,982 sqft · built 2021
Lot Size	3.96 acres (172,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,200 (Dec 2020)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-24-000-000-003.011`

Property Details

APN / Parcel Number

Primary APN	`19-60-24-000-000-003.011`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
Basement Area	1,982 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	172,498 sqft (3.96 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	55 ISABELLE LN
City	TROY
State	MO
Zip	63379-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ISABELLE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	24
Legal Subdivision	ISABELLE ESTATES
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	4
Census Block	4012
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 ISABELLE LN, TROY, MO 63379-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE BANK
Jul 10, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Dec 22, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Nov 18, 2019	Warranty Deed, Transfer · Line of Credit 1ST ADVANTAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	202015204
Deed Book / Page	2457 / 99
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 ISABELLE LN, TROY, MO 63379-3627
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ISABELLE LN, TROY, MO 63379-3627

Mortgage

Document Number	002480/297
Date	Jun 7, 2022
Book Page	2480/297
Instrument	2022006041

Lender

Name	1ST ADVANTAGE BANK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 ISABELLE LN, TROY, MO 63379-3627
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/364
Date	Jul 10, 2020
Book Page	2449/364
Instrument	2020007404

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 22, 2020
Property Address	55 ISABELLE LN, TROY, MO 63379-3627
Document Number	2457/99
Book / Page	2457 / 99
Map Reference	MB 14 PG 282
Instrument Date	Dec 22, 2020
Instrument	2020015204
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 MYERS RD, TROY, MO 63379-3601

Mortgage

Document Number	2020015205
Date	Dec 22, 2020
Instrument	2020015205

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 18, 2019
Property Address	55 ISABELLE LN, TROY, MO 63379-3627
Document Number	2440/0546
Book / Page	2440 / 0546
Map Reference	MB 14 PG 279
Instrument Date	Nov 15, 2019
Instrument	2019010448
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GLEN FOREST DR, TROY, MO 63379-3486

Mortgage

Document Number	2019010454
Date	Nov 18, 2019
Instrument	2019010454

Lender

Name	1ST ADVANTAGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,660 (-) Land $10,169 Building $53,491
2025	$3,891.00 (+16.92%)	$63,660 (+18.53%) Land $10,169 Building $53,491	$335,050 (+18.53%) Land $53,520 Building $281,530
2023	$3,328.00 (+5.55%)	$53,709 Land $7,912 Building $45,798	$282,680 Land $41,640 Building $241,040
2022	$3,153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOK HILL SUBDIVISION private · serves 97 people · EPA ID MO6031387
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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