55 Ideal Rd, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 55 Ideal Rd, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 899 sqft · built 1941
Lot Size0.255 acres (11,110 sqft)
Owner2 Individual Names on Record
Tax Bill$4,129 (2026)
Deeds & MortgagesJul 2018 Mortgage
May 2020 Refinance
Flood ZoneZone X (minimal risk)
APN41-034-00131

Property Details

APN / Parcel Number

Primary APN41-034-00131
Alternative APN
  • WORC M:41 B:034 L:00131

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area899 sqft Living Area
Gross Area2,957 sqft
1st Floor Area899 sqft
AtticAttic
Attic Area899 sqft
Basement Area899 sqft
Unfinished Basement899 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,110 sqft (0.255 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number41-034-00131
Street Address55 IDEAL RD
CityWORCESTER
StateMA
Zip01604-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block34
Legal Lot Number131
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1002
Census Tract732801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 IDEAL RD, WORCESTER, MA 01604-1434
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2018Deed of Trust, Mortgage
SAVERS COOPERATIVE BANK
May 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address55 IDEAL RD, WORCESTER, MA 01604-1434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number59136-99
DateJul 23, 2018
Book Page59136/99
Instrument74733
Lender
NameSAVERS COOPERATIVE BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueJul 1, 2038

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address55 IDEAL RD, WORCESTER, MA 01604-1434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62448-160
DateMay 22, 2020
Book Page62448/160
Instrument52581
Lender
NameSAVERS COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,129.00 (+2.63%)$310,900 (+1.93%) Land $124,700 Building $186,200$332,842 (-14.8%)
2025$4,023.00 (+6.34%)$305,000 (+15.62%) Land $118,800 Building $186,200$390,640 (+38.68%)
2024$281,675
2023$3,783.00$263,800 Land $103,300 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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