55 Hillcrest Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 55 Hillcrest Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1952
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2020)
Tax Bill	$10,149 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01734-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`14-01734-0000-00011`
Alternative APNs	`1400560A00012A` `140173400011`

Interior

Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Lot Area	7,231 sqft (0.166 acres)

Location & Zoning

Old Parcel Number	1400560A00012A
Street Address	55 HILLCREST DR
City	WAYNE
State	NJ
Zip	07470-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 10 LOTS 12 & 13
Legal Subdivision	HILLCREST PACKANACK LAKE
Legal Block	1734
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3014
Census Tract	246202

Owner

55 Hillcrest Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 HILLCREST DR, WAYNE, NJ 07470-5730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 28, 2020	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	202019265
Deed Book / Page	3790 / 50
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	55 HILLCREST DR, WAYNE, NJ 07470-5730
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HILLCREST DR, WAYNE, NJ 07470-5730

Mortgage

Document Number	0000032586
Date	Sep 26, 2025
Book Page	M19579/291
Instrument	2025032586

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	55 HILLCREST DR, WAYNE, NJ 07470-5730
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053806
Date	Aug 20, 2021
Book Page	M17382/32
Instrument	2021053806

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 28, 2020
Property Address	55 HILLCREST DR, WAYNE, NJ 07470-5730
Document Number	0000019265
Book / Page	003790 / 000050
Instrument Date	Mar 31, 2020
Instrument	19265
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 HILLCREST DR WAYNE NJ 074705730, WAYNE, NJ 07470-5730

Mortgage

Document Number	19266
Date	Apr 28, 2020
Instrument	19266

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Hillcrest Dr was $10,149, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,200 (-) Land $108,300 Building $60,900	$169,200 (-) Land $108,300 Building $60,900
2025	$10,149.00 (+0.88%)	$169,200 Land $108,300 Building $60,900	$169,200 Land $108,300 Building $60,900
2024	$10,060.00
2023		$169,200 Land $108,300 Building $60,900	$169,200 Land $108,300 Building $60,900
2022	$9,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Hillcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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