55 Highland Rdg, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 55 Highland Rdg, Cold Spring, NY 10516

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,000 sqft · built 2008
Lot Size6.1 acres (265,716 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Nov 2016)
Tax Bill$25,488 (2024)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN372689 27.-1-10.12

Property Details

APN / Parcel Number

Primary APN372689 27.-1-10.12
Alternative APN
  • 268902700000010100120000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,000 sqft Living Area
1st Floor Area2,270 sqft
2nd Floor Area1,730 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialWood
Lot Area265,716 sqft (6.1 acres)
Lot Width328 ft Width
View / LotWaterfront
PorchOpen Porch
Porch Area1,268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Street Address55 HIGHLAND RDG
CityCOLD SPRING
StateNY
Zip10516-4158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal Block1
Legal Lot Number10.01
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2014
Census Tract10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 HIGHLAND RDG, COLD SPRING, NY 10516-4158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2016 · Amount on Record
Deed SaleNov 22, 2016 · Amount on Record
Deed Document Number20161503059
Deed Book / Page2029 / 106
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address55 HIGHLAND RDG, COLD SPRING, NY 10516-4158
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069700301
DateSep 27, 2019
Book Page6970/301
Instrument13858-2019
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$439,800 (-) Land $72,300 Building $367,500$1,433,975 (+14.84%)
2024$25,488.00
2023$439,800 (-) Land $72,300 Building $367,500$1,248,722 (+11.73%) Land $205,281 Building $1,043,441
2022$439,800 Land $72,300 Building $367,500$1,117,662 Land $183,736 Building $933,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (2007–2011)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

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