Union County and Berkeley Heights Township property record for 55 Highland Cir, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 2,422 sqft · built 1985 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $632,500 (May 2003) |
| Tax Bill | $20,944 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-03505-0000-00045 |
| Primary APN | 01-03505-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,422 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 55 HIGHLAND CIR |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Subdivision | DIAMOND HILL FARMS SEC #11 |
| Legal Block | 3505 |
| Legal Lot Number | 45 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 38201 |
55 Highland Cir is owned and occupied by two individuals who bought it in May 2003.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 HIGHLAND CIR, BERKELEY HEIGHTS, NJ 07922-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 1, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2003 · Amount on File |
| Deed Sale | May 7, 2003 · Amount on File |
| Prior Sale | Jun 8, 1999 · Amount on File |
| Deed Book / Page | 5370 / 316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 55 HIGHLAND CIR, BERKELEY HEIGHTS, NJ 07922-2129 |
| Document Number | 0146422884 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 55 HIGHLAND CIR BERKELEY HEIGHTS NJ 079222129, BERKELEY HEIGHTS, NJ 07922-2129 |
| Document Number | 0146422884 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 014642/002884 |
| Instrument | 685459 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 55 HIGHLAND CIR, BERKELEY HEIGHTS, NJ 07922-2129 |
| Document Number | 0000662895 |
| Instrument Date | Sep 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 55 HIGHLAND CIR BERKELEY HEIGHTS NJ 079222129, BERKELEY HEIGHTS, NJ 07922-2129 |
| Document Number | 0000662895 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 662895 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTEE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 55 Highland Cir was $20,944, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,900 (-) Land $219,300 Building $256,600 | $475,900 (-) Land $219,300 Building $256,600 | |
| 2025 | $20,944.00 (+2.66%) | $475,900 Land $219,300 Building $256,600 | $475,900 Land $219,300 Building $256,600 |
| 2024 | $20,401.00 | ||
| 2023 | $475,900 Land $219,300 Building $256,600 | $475,900 Land $219,300 Building $256,600 | |
| 2022 | $19,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Highland Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1979–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Highland Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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