55 Higgins Dr, Kingston, RI 02881 Property Records

South Kingstown Town property record for 55 Higgins Dr, Kingston, RI 02881

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,897 sqft · built 1975
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2014)
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-50-0577-05`

Property Details

APN / Parcel Number

Primary APN	`R-50-0577-05`
Alternative APNs	`SKIN P:031-1 L:000003` `P:031=1 L:000003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,897 sqft Living Area
Gross Area	5,945 sqft
1st Floor Area	1,980 sqft
Basement Area	1,478 sqft
Unfinished Basement	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-50-0577-05
Street Address	55 HIGGINS DR
City	KINGSTON
State	RI
Zip	02881-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	3
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3010
Census Tract	51306

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 HIGGINS DR, KINGSTON, RI 02881-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 5, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Deed Book / Page	1549 / 337
Last Transfer Date	Feb 3, 2024
Transfer Doc	001874-387
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	55 HIGGINS DR, KINGSTON, RI 02881-1506
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001902-550
Date	Apr 14, 2025
Book Page	1902/550
Instrument	37895

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Feb 5, 2024
Property Address	55 HIGGINS DR, KINGSTON, RI 02881-1506
Document Number	001874-387
Book / Page	1874 / 387
Instrument Date	Feb 3, 2024
Instrument	32002
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	55 HOGAN AVE, NARRAGANSETT, RI 02882-1731

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	55 HIGGINS DR, KINGSTON, RI 02881-1506
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1714-414
Date	Aug 13, 2019
Book Page	1714/414
Instrument	577

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,604.00 (+0.07%)	$626,800 (+23.68%) Land $275,600 Building $351,200	$723,910
2023	$5,600.00 (+0.92%)	$506,800 (-) Land $204,500 Building $302,300
2022	$5,549.00	$506,800 Land $204,500 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON WATER DISTRICT serves 3,968 people · EPA ID RI1858421
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	39 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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