55 Heritage Way, Naples, FL 34110 Property Records

Collier County property record for 55 Heritage Way, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,640 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jun 2022)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`289600 123A24`

Property Details

APN / Parcel Number

Primary APN	`289600 123A24`
Alternative APNs	`32383000546062210123` `32383000546`

Interior

Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)

Exterior Amenities

Pool Area	312 sqft
Porch	Aluminum Porch
Porch Area	210 sqft
Deck Area	612 sqft

Location & Zoning

Street Address	55 HERITAGE WAY
City	NAPLES
State	FL
Zip	34110-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	FALCON RIDGE LOT 12
Legal Range	25
Legal Township	48
Legal Section	24
Legal Subdivision	FALCON RIDGE
Legal Tract	289600
Legal Block	1
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10107

Owner

55 Heritage Way is owned and occupied by two individuals who bought it in June 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 HERITAGE WAY, NAPLES, FL 34110-1367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 8, 2020	Quit Claim Deed, Transfer · Conventional Mortgage SUNCOAST CU
Nov 2, 2018	Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Sep 8, 2020 · Amount on File
Deed Document Number	20226269142
Deed Book / Page	6141 / 1209
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 16, 2022
Property Address	55 HERITAGE WAY, NAPLES, FL 34110-1367
Document Number	0061411209
Book / Page	6141 / 1209
Map Reference	MB 24 PG 58&59
Instrument Date	Jun 10, 2022
Instrument	6269142
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 FLAME VINE DR, 164, NAPLES, FL 34110-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HERITAGE WAY, NAPLES, FL 34110-1367

Mortgage

Document Number	0061411211
Date	Jun 16, 2022
Instrument	6141/1211

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 8, 2020
Property Address	55 HERITAGE WAY, NAPLES, FL 34110-1367
Document Number	0058121921
Book / Page	5812 / 1921
Map Reference	MB 24 PG 58
Instrument Date	Aug 31, 2020
Instrument	5919533
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MEMBERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$856.80
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HERITAGE WAY, NAPLES, FL 34110-1367

Mortgage

Document Number	0058121922
Date	Sep 8, 2020
Instrument	5812/1922

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 2, 2018
Property Address	55 HERITAGE WAY, NAPLES, FL 34110-1367
Document Number	0055682164
Book / Page	005568 / 002164
Instrument Date	Nov 2, 2018
Instrument	5632800
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,034.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 HERITAGE WAY NAPLES FL 341101367, NAPLES, FL 34110-1367

Mortgage

Document Number	55682166
Date	Nov 2, 2018
Book Page	005568/002166
Instrument	5632801

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Heritage Way was $5,289 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,495 (+2.7%)	$720,031 (+20.35%) Land $354,090 Building $365,941
2025	$5,289.00 Homeowner's exemption	$568,155	$598,291 Land $336,587 Building $261,704
2023	$5,125.00 (+74.91%) Homeowner's exemption	$536,061 (+80.28%)	$700,244 (-2.53%) Land $369,694 Building $330,550
2022	$2,930.00 Homeowner's exemption	$297,347	$718,390 Land $365,904 Building $352,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Heritage Way in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	24 (1995–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Heritage Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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