55 Haystack Cir, Phoenixville, PA 19460 Property Records

Chester County property record for 55 Haystack Cir, Phoenixville, PA 19460

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,727 sqft · built 2002
Lot Size	1.11 acres (48,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Aug 2019)
Tax Bill	$1,186 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-5-417`

Property Details

APN / Parcel Number

Primary APN	`21-5-417`
Alternative APN	`2105 04170000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,727 sqft Living Area
Gross Area	5,555 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	48,768 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	55 HAYSTACK CIR
City	PHOENIXVILLE
State	PA
Zip	19460-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.1 AC & DWG LOT 17
Legal Subdivision	WAYNEFIELD
Legal Lot Number	17
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	6
Census Block	6001
Census Tract	311000

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 HAYSTACK CIR, PHOENIXVILLE, PA 19460-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Aug 20, 2019	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Document Number	201911682888
Deed Book / Page	9982 / 1555
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	55 HAYSTACK CIR, PHOENIXVILLE, PA 19460-1553
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106772028
Date	Sep 16, 2021
Book Page	10677/2028
Instrument	11869025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	55 HAYSTACK CIR, PHOENIXVILLE, PA 19460-1553
Document Number	0100561240
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HAYSTACK CIR PHOENIXVILLE PA 194601553, PHOENIXVILLE, PA 19460-1553

Mortgage

Document Number	0100561240
Date	Dec 4, 2019
Book Page	010056/001240
Instrument	11703952

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Aug 20, 2019
Property Address	55 HAYSTACK CIR, PHOENIXVILLE, PA 19460-1553
Document Number	0099821555
Book / Page	9982 / 1555
Instrument Date	Aug 5, 2019
Instrument	11682888
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 HAYSTACK CIR, PHOENIXVILLE, PA 19460-1553

Mortgage

Document Number	0011682889
Date	Aug 20, 2019
Instrument	11682889

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,186.00 (-89.41%)	$272,600 (-) Land $45,060 Building $227,540	$272,600 (-) Land $45,060 Building $227,540
2024	$11,196.00	$272,600 Land $45,060 Building $227,540
1998			$272,600 Land $45,060 Building $227,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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