55 Harvard Dr, Covington, GA 30016 Property Records

Newton County property record for 55 Harvard Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,421 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2020)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00260-00000-154-000`

Property Details

APN / Parcel Number

Primary APN	`00260-00000-154-000`
Alternative APNs	`0026 154` `11647`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,421 sqft Heated Area
1st Floor Area	1,421 sqft
Basement Area	324 sqft
Finished Basement	324 sqft
Unfinished Basement	327 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	244 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11647
Street Address	55 HARVARD DR
City	COVINGTON
State	GA
Zip	30016-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.37AC LT73 PH2 PRINCETON
Legal Subdivision	PRINCETON WOODS
Legal Phase	2
Legal Lot Number	73
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3009
Census Tract	100505

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 HARVARD DR, COVINGTON, GA 30016-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE
May 10, 2018	Deed of Trust, Mortgage · FHA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	20205465
Deed Book / Page	4122 / 210
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 23, 2020
Property Address	55 HARVARD DR, COVINGTON, GA 30016-2933
Document Number	0041220210
Book / Page	4122 / 210
Instrument Date	Dec 23, 2020
Instrument	2020-005465
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARVARD DR, COVINGTON, GA 30016-2933

Mortgage

Document Number	0041220000000213
Date	Jan 4, 2021
Book Page	0000004122/0000000213
Instrument	000041

Lender

Name	FBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	55 HARVARD DR, COVINGTON, GA 30016-2933
Document Number	0037030041
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MEADOWBROOK CT COVINGTON GA 300163049, COVINGTON, GA 30016-3049

Mortgage

Document Number	0037030041
Date	May 21, 2018
Book Page	003703/000041
Instrument	6112

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+7.87%) Homeowner's exemption	$117,480 (+13.75%) Land $18,000 Building $99,480	$293,700 (+13.75%) Land $45,000 Building $248,700
2023		$103,280 Land $7,200 Building $96,080	$258,200 Land $18,000 Building $240,200
2022	$2,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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