55 Harmony Ln, Romeoville, IL 60446 Property Records

Will County property record for 55 Harmony Ln, Romeoville, IL 60446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,536 sqft · built 2003
Lot Size	0.08 acres (3,450 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Mar 2026)
Tax Bill	$8,558 (2025)
Deeds & Mortgages	Sep 2026 Transfer Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-07-203-104`

Property Details

APN / Parcel Number

Primary APN	`11-04-07-203-104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,450 sqft (0.08 acres)
Lot Dimensions	75 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 HARMONY LN
City	ROMEOVILLE
State	IL
Zip	60446-4281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THT PRT OF LOT 4 IN HOMETOWN HIGHPOINT CARRIAGE HOMES FIRST RESUB, BEING A RESUB OF LOTS 1 THRU 18, INCLUSIVE, AND LOTS A THR
Legal Subdivision	HOMETOWN HIGHOINT CARRIAGE HOMES FIRST
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1000
Census Tract	880510

Owner

55 Harmony Ln is owner-occupied and held in a trust since September 2026.

Source: Will County records, as of October 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 9, 2023	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2017	Warranty Deed, Transfer · VA Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Aug 9, 2023 · Amount on File
Deed Document Number	202616372
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000059937
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Sep 25, 2026
Property Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Document Number	0000059937
Instrument Date	Sep 21, 2026
Instrument	202659937
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 20, 2026
Property Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Document Number	0000016372
Map Reference	DOC R2003-125875
Instrument Date	Mar 1, 2026
Instrument	R2026016372
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000016373
Date	Mar 20, 2026
Instrument	R2026016373

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	6.37%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 9, 2023
Property Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Document Number	0000040531
Map Reference	DOC R2003-125875
Instrument Date	Jul 13, 2023
Instrument	R2023040531
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000040532
Date	Aug 9, 2023
Instrument	R2023040532

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066778
Date	Aug 13, 2020
Instrument	R2020066778

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 17, 2017
Property Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Document Number	0000080975
Map Reference	DOC R2003-125875
Instrument Date	Oct 5, 2017
Instrument	R2017080975
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000080976
Date	Oct 17, 2017
Instrument	R2017080976

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 55 Harmony Ln was $8,558, up 5.2% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Romeoville Village
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,558.00 (+5.23%)	$94,146 (+7.2%) Land $22,020 Building $72,126	$282,438 (+7.2%) Land $66,060 Building $216,378
2024	$8,133.00	$87,823 Land $20,541 Building $67,282	$263,469 Land $61,623 Building $201,846
2022	Homeowner's exemption	$69,991 Land $16,371 Building $53,620	$209,973 Land $49,113 Building $160,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Harmony Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

Nearby Properties on Harmony Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures