55 Harmony Ln, Bluemont, VA 20135 Property Records

Clarke County property record for 55 Harmony Ln, Bluemont, VA 20135

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,724 sqft · built 2005
Lot Size	3.93 acres (171,234 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Mar 2005)
Tax Bill	$3,874 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan Jan 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`17A2-A-1A`

Property Details

APN / Parcel Number

Primary APN	`17A2-A-1A`
Alternative APN	`3227`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,724 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	171,234 sqft (3.93 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	336 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3227
Street Address	55 HARMONY LN
City	BLUEMONT
State	VA
Zip	20135-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOC
Legal Description	SHENANDOAH RETREAT 3.9314 ACRES LOT 1
Legal Subdivision	SHENANDOAH RETREAT
Legal Lot Number	1
Jurisdiction	CLARKE VA
Township / Civil Division	BUCKMARSH
Census Block Group	1
Census Block	1015
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cool Spring Battlefield listed 1997 · 52 contributing resources · NRIS 97000492

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Harmony Ln is owned and occupied by an individual who acquired it in December 2020.

Source: Clarke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	55 HARMONY LN, BLUEMONT, VA 20135-4463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Construction Mortgage CORNERSTONE FIRST FINANCIAL LL
Jan 5, 2021	Intrafamily Transfer, Transfer · Construction Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2005 · Amount on File
Deed Sale	Mar 21, 2005 · Amount on File
Deed Document Number	2005957
Deed Book / Page	427 / 960
Last Transfer Date	Dec 29, 2020
Transfer Doc	000670/700
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	55 HARMONY LN, BLUEMONT, VA 20135-4463
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	692/110
Date	Nov 10, 2021
Book Page	692/110
Instrument	21-3360

Lender

Name	CORNERSTONE FIRST FINANCIAL LL
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARKE VA
Recording Date	Jan 5, 2021
Property Address	55 HARMONY LN, BLUEMONT, VA 20135-4463
Document Number	670/700
Book / Page	670 / 700
Map Reference	MB 4 PG 79
Instrument Date	Dec 31, 2020
Instrument	21-0041
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARMONY LN, BLUEMONT, VA 20135-4463

Mortgage

Document Number	210042670703
Date	Jan 5, 2021
Instrument	21-0042670703

Lender

Name	TRUIST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Harmony Ln was $3,874, up 5.5% from the year before.

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,874.00 (+5.53%)	$814,000 (-) Land $176,600 Building $637,400
2025	$3,671.00	$814,000 Land $176,600 Building $637,400	$814,000 (-) Land $176,600 Building $637,400
2024			$814,000 (+37.66%) Land $176,600 Building $637,400
2023		$591,300 Land $132,400 Building $458,900	$591,300 Land $132,400 Building $458,900
2022	$3,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Harmony Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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