Middlesex County and Lexington Town property record for 55 Harding Rd, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,614 sqft · built 1936 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,105,025 (Mar 2023) |
| Tax Bill | $13,996 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0078 L:000159 |
| Primary APN | LEXI M:0078 L:000159 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 3,348 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 632 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 55 HARDING RD |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 159 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 358600 |
55 Harding Rd is owned and occupied by two individuals who bought it in March 2023.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 HARDING RD, LEXINGTON, MA 02420-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Mar 23, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on File |
| Deed Sale | Mar 23, 2023 · Amount on File |
| Prior Sale | Jun 20, 2016 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 55 HARDING RD, LEXINGTON, MA 02420-3339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080831-190 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 80831/190 |
| Instrument | 154530 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Mar 23, 2023 |
| Property Address | 55 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 0001934210 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 1934210 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 0001934211 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 1934211 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 55 Harding Rd was $13,996, up 6.3% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,996.00 (+6.26%) | $1,137,000 (+5.57%) Land $812,000 Building $325,000 | $1,133,445 (-) |
| 2025 | $13,172.00 (+3.29%) | $1,077,000 (+3.46%) Land $773,000 Building $304,000 | $1,133,445 (-5.2%) |
| 2024 | $12,752.00 (+4.46%) | $1,041,000 (+10.86%) Land $737,000 Building $304,000 | $1,195,575 |
| 2023 | $12,207.00 | $939,000 Land $670,000 Building $269,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Harding Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 55 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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