Erie County and Buffalo City property record for 55 Harding Rd, Buffalo, NY 14220
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,844 sqft · built 1930 |
| Lot Size | 0.103 acres (4,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (May 2014) |
| Tax Bill | $674 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 133.63-2-11 |
| Primary APN | 140200 133.63-2-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Total Area |
| 1st Floor Area | 970 sqft |
| 2nd Floor Area | 874 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,480 sqft (0.103 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11563000 |
|---|---|
| Street Address | 55 HARDING RD |
| City | BUFFALO |
| State | NY |
| Zip | 14220-2209 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-3R |
| Legal Description | 522.37 E SOUTH PARK |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Cazenovia Park-South Park System listed 1982 · 11 contributing resources · NRIS 82005028 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 SHARON DR, BUFFALO, NY 14224-1525 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit ST JOSEPHS BUFFALO FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on Record |
| Deed Sale | May 2, 2014 · Amount on Record |
| Prior Sale | Feb 15, 2011 · Amount on Record |
| Deed Document Number | 201486347 |
| Deed Book / Page | 11263 / 5974 |
| Prior Transfer Date | Sep 14, 2006 |
| Prior Transfer Doc | 0111193298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 HARDING RD, BUFFALO, NY 14220-2209 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0141747456 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 14174/7456 |
| Instrument | 2025172275 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 HARDING RD, BUFFALO, NY 14220-2209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139124575 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 13912/4575 |
| Instrument | 2019210154 |
| Name | ST JOSEPHS BUFFALO FEDERAL CREDIT UNION |
|---|---|
| Address | BUFFALO, NY 14223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674.00 (-64.23%) | ||
| 2025 | $1,884.00 (+17.16%) | $204,000 (+106.06%) Land $21,000 Building $183,000 | $204,000 (+26.73%) Land $21,000 Building $183,000 |
| 2024 | $1,608.00 (+212.84%) | $99,000 (-) Land $10,700 Building $88,300 | $160,976 (+13.82%) Land $17,398 Building $143,578 |
| 2023 | $514.00 | $99,000 Land $10,700 Building $88,300 | $141,429 Land $15,286 Building $126,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1979–1987) |
| Most Recent Claim | Jun 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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