55 Harbor Lights Rd, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 55 Harbor Lights Rd, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,254 sqft · built 1975
Lot Size	29.9 acres (1,305,929 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (May 2010)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:21.0 P:12 E:55`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:21.0 P:12 E:55`
Alternative APNs	`M:021.0 P:012.55 D:01` `4310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,254 sqft Living Area
Gross Area	1,341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1989
Architectural Style	Other
Construction Type	Frame
Lot Area	1,305,929 sqft (29.9 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4310
Street Address	55 HARBOR LIGHTS RD
City	BUZZARDS BAY
State	MA
Zip	02532-3631
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	SCHOONER PASS CONDO
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	4
Census Block	4035
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 HARBOR LIGHTS RD, BUZZARDS BAY, MA 02532-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2010 · Amount on Record
Deed Sale	May 5, 2010 · Amount on Record
Prior Sale	Sep 6, 2001 · Amount on Record
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	55 HARBOR LIGHTS RD, BOURNE, MA 02532-3631
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001445769
Date	Nov 24, 2021
Instrument	1445769

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	55 HARBOR LIGHTS RD, BOURNE, MA 02532-3631
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1445769
Date	Nov 24, 2021
Instrument	1445769

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	55 HARBOR LIGHTS RD, BOURNE, MA 02532-3631
Document Number	0001385334
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARBOR LIGHTS RD #55 BOURNE MA 025323631, 55, BOURNE, MA 02532-3631

Mortgage

Document Number	0001385334
Date	Dec 9, 2019
Instrument	1385334

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2039

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (+16.96%)	$362,100 (+20.1%) Building $362,100	$328,510
2024	$2,418.00 (+2.85%)	$301,500 (+12.96%) Building $301,500
2023	$2,351.00	$266,900 Building $266,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (1987–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHOONER PASS TRUSTEES CONDOMINIUMS private · serves 136 people · EPA ID MA4036011
Water Source	Purchased groundwater from BOURNE WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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