55 Hal St, Niceville, FL 32578 Property Records

Walton County property record for 55 Hal St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,042 sqft · built 1997
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2015)
Tax Bill	$458 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-1S-21-41100-031-0050`

Property Details

APN / Parcel Number

Primary APN	`30-1S-21-41100-031-0050`
Alternative APN	`1066491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,042 sqft Living Area
Gross Area	1,110 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Porch	Porch
Porch Area	68 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1066491
Street Address	55 HAL ST
City	NICEVILLE
State	FL
Zip	32578-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 31 VILLA TASSO PB 3-28 OR 1799-343 OR 2606-801 OR 2608-4026 OR 2995-743
Legal Range	21W
Legal Township	01S
Legal Section	30
Legal Subdivision	VILLA TASSO
Legal Block	31
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3019
Census Tract	950502

Owner

55 Hal St is owned and occupied by an individual who bought it in November 2015.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	55 HAL ST, NICEVILLE, FL 32578-8149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 13, 2019	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2015 · Amount on File
Deed Sale	Nov 13, 2015 · Amount on File
Prior Sale	Apr 23, 2004
Deed Document Number	2015661345331
Deed Book / Page	2995 / 0743
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	55 HAL ST, NICEVILLE, FL 32578-8149
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HAL ST, NICEVILLE, FL 32578-8149

Mortgage

Document Number	0032604094
Date	Jul 22, 2022
Book Page	3260/4094
Instrument	20220033794

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	55 HAL ST, NICEVILLE, FL 32578-8149
Document Number	0031123126
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 HAL ST NICEVILLE FL 325788149, NICEVILLE, FL 32578-8149

Mortgage

Document Number	0031123126
Date	Jul 24, 2019
Book Page	003112/003126
Instrument	24992

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,374 Land $52,500 Building $100,874	$153,374 Land $52,500 Building $100,874
2024	$458.00 (+5.05%)
2023	$436.00 (+2.35%) Homeowner's exemption	$135,928 (+8.93%) Land $52,500 Building $83,428	$135,928 (+8.93%) Land $52,500 Building $83,428
2022	$426.00 Homeowner's exemption	$124,783 Land $43,240 Building $81,543	$124,783 Land $43,240 Building $81,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Hal St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Hal St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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