Franklin County property record for 55 Guernsey Ct, Wake Forest, NC 27587
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,161 sqft · built 2005 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Aug 2020) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1832-66-8305 |
| Primary APN | 1832-66-8305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,161 sqft Total Area |
| Bonus Room | Bonus Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.769 acres) |
| Garage Type | Attached - Finished |
| Garage Area | 540 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 452 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5461 |
|---|---|
| Old Parcel Number | B06J00 029 |
| Street Address | 55 GUERNSEY CT |
| City | WAKE FOREST |
| State | NC |
| Zip | 27587-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-30 |
| Legal Description | MB 2003/105A |
| Legal Subdivision | SILO GLEN |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | YOUNGSVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 60501 |
55 Guernsey Ct is owned and occupied by an individual who bought it in August 2020.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 GUERNSEY CT, WAKE FOREST, NC 27587-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 10, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | Jul 11, 2012 |
| Deed Document Number | 0022201288 |
| Deed Book / Page | 2220 / 1288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Aug 20, 2020 |
| Property Address | 55 GUERNSEY CT, WAKE FOREST, NC 27587-7935 |
| Document Number | 0022201288 |
| Book / Page | 2220 / 1288 |
| Map Reference | MB2003 PG 105A-105C |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1007 NASH ST NW, 1007, WILSON, NC 27893-2912 |
| Name | Verified Name |
|---|---|
| Address | 55 GUERNSEY CT, WAKE FOREST, NC 27587-7935 |
| Document Number | 0022201290 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2220/1290 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 55 GUERNSEY CT, WAKE FOREST, NC 27587-7935 |
| Document Number | 0020790274 |
| Book / Page | 002079 / 000274 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 55 GUERNSEY CT WAKE FOREST NC 275877935, WAKE FOREST, NC 27587-7935 |
| Document Number | 0020790274 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 002079/000274 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (+20.05%) | $605,640 (+75.86%) Land $156,000 Building $449,640 | $605,640 (+75.86%) Land $156,000 Building $449,640 |
| 2023 | $3,142.00 | $344,380 Land $60,000 Building $284,380 | $344,380 Land $60,000 Building $284,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Guernsey Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2006–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Guernsey Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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