55 Grist Mill Rd, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 55 Grist Mill Rd, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,037 sqft · built 1983
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (May 2016)
Tax Bill	$16,498 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:147 B:037`

Property Details

APN / Parcel Number

Primary APN	`WETH M:147 B:037`
Alternative APN	`147037`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
Gross Area	5,695 sqft
Basement Area	1,920 sqft
Unfinished Basement	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	147037
Street Address	55 GRIST MILL RD
City	WETHERSFIELD
State	CT
Zip	06109-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	37
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	3
Census Block	3003
Census Tract	492600

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 GRIST MILL RD, WETHERSFIELD, CT 06109-3619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit NUTMEG ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2016 · Amount on Record
Deed Sale	May 2, 2016 · Amount on Record
Prior Sale	Dec 1, 2000 · Amount on Record
Deed Book / Page	1934 / 197
Transfer Doc	1652-307
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Recording Date	Apr 6, 2026
Property Address	55 GRIST MILL RD, WETHERSFIELD, CT 06109-3619
Document Number	002191-751
Book / Page	2191 / 751
Instrument Date	Mar 26, 2026
Instrument	2026739
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GRIST MILL RD, WETHERSFIELD, CT 06109-3619

Mortgage

Document Number	0000000739,
Date	Apr 6, 2026
Book Page	2191/751
Instrument	2026739

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	55 GRIST MILL RD, WETHERSFIELD, CT 06109-3619
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002140-868
Date	Dec 20, 2021
Book Page	2140/868
Instrument	2021005642

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	55 GRIST MILL RD, WETHERSFIELD, CT 06109-3619
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2136-610
Date	Oct 14, 2021
Book Page	2136/610
Instrument	2021004609

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	55 GRIST MILL RD, WETHERSFIELD, CT 06109-3619
Document Number	1985-210
Book / Page	001985 / 000210
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1985-210
Date	Mar 29, 2017
Book Page	001985/000210

Lender

Name	NUTMEG ST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,498.00	$400,240 (+49.22%) Land $116,100 Building $284,140	$280,168 Land $81,270 Building $198,898
2024	$16,498.00 (+47.21%)
2023	$11,207.00 (+2.19%)	$268,230 (+0.47%) Land $84,250 Building $183,980
2022	$10,967.00	$266,970 Land $84,250 Building $182,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GoNetspeed, Xfinity.

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