55 Gregory Ln, Fort Thomas, KY 41075 Property Records

Campbell County property record for 55 Gregory Ln, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1962
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2003)
Tax Bill	$945 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-16-578.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-16-578.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1962
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999916578.00
Street Address	55 GREGORY LN
City	FORT THOMAS
State	KY
Zip	41075-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 PT 37 BREITENCREST SUBD
Legal Subdivision	BREITENCREST
Legal Lot Number	36
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2001
Census Tract	51300

Owner

55 Gregory Ln is owned and occupied by an individual who bought it in June 2003.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	55 GREGORY LN, FORT THOMAS, KY 41075-1071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2003 · Amount on File
Deed Sale	Jun 18, 2003 · Amount on File
Deed Document Number	03 06 18 019 00178
Deed Book / Page	0662 / 392
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	55 GREGORY LN, FORT THOMAS, KY 41075-1071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005103289
Date	Jan 6, 2020
Book Page	M2205/230
Instrument	5103289

Lender

Name	PNC BANK NA
Type	Bank
Address	NEWPORT, KY 41071

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Gregory Ln was $945.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00	$256,200 Land $50,000 Building $206,200	$256,200 Land $50,000 Building $206,200
2023	$1,011.00 (-2.51%)	$256,200 (-) Land $50,000 Building $206,200	$256,200 (-) Land $50,000 Building $206,200
2022	$1,037.00	$256,200 Land $50,000 Building $206,200	$256,200 Land $50,000 Building $206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Gregory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Gregory Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20