Westerly Town property record for 55 Granite St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,371 sqft · built 1900 |
| Lot Size | 0.238 acres (10,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,500 (Mar 2019) |
| Tax Bill | $3,729 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:67 B:79 |
| Primary APN | WEST M:67 B:79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,371 sqft Living Area |
| Gross Area | 4,374 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,356 sqft (0.238 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6117800 |
|---|---|
| Street Address | 55 GRANITE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 79 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50801 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 GRANITE ST, WESTERLY, RI 02891-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI NAVIGANT CU |
| Mar 29, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 20191207 |
| Deed Book / Page | 2019 / 4680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 55 GRANITE ST, WESTERLY, RI 02891-2211 |
| Document Number | 2019-5097 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 55 GRANITE ST WESTERLY RI 028912211, WESTERLY, RI 02891-2211 |
| Document Number | 2019-5097 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 002019/015097 |
| Instrument | 3818 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 29, 2019 |
| Property Address | 55 GRANITE ST, WESTERLY, RI 02891-2211 |
| Document Number | 2019-4680 |
| Book / Page | 2019 / 4680 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2019-1207 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 SULLIVAN ST, NEW YORK, NY 10012-3015 |
| Investor | Possibly a Property Investor |
| Document Number | 20191208 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019-1208 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,729.00 (+0.62%) | $479,300 (+31.39%) Land $145,300 Building $334,000 | $625,485 |
| 2023 | $3,706.00 (+0.6%) | $364,800 (-) Land $104,100 Building $260,700 | |
| 2022 | $3,684.00 | $364,800 Land $104,100 Building $260,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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