Middlesex County and Reading Town property record for 55 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,150 sqft · built 1920 |
| Lot Size | 0.24 acres (10,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Oct 2011) |
| Tax Bill | $10,068 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85000000005A |
| Primary APN | 85000000005A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Living Area |
| Gross Area | 3,494 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 842 sqft |
| Finished Basement | 842 sqft |
| Unfinished Basement | 842 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,446 sqft (0.24 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 85000000005A |
|---|---|
| Street Address | 55 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 334200 |
55 Grand St is owned and occupied by two individuals who bought it in October 2011.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 GRAND ST, READING, MA 01867-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit HARVARD UNIV CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2011 · Amount on File |
| Deed Sale | Oct 27, 2011 · Amount on File |
| Deed Document Number | 201118 |
| Deed Book / Page | 57730 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 55 GRAND ST, READING, MA 01867-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76691-325 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 76691/325 |
| Instrument | 8943 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 55 GRAND ST, READING, MA 01867-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74495-337 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 74495/337 |
| Instrument | 57596 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 55 GRAND ST, READING, MA 01867-2414 |
| Document Number | 70104-176 |
| Book / Page | 070104 / 000176 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70104-176 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 070104/000176 |
| Instrument | 117 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 19, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 55 Grand St was $10,068, up 3.8% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,068.00 (+3.83%) | $918,600 (+7.89%) Land $485,500 Building $417,200 | $1,084,852 (+8.48%) |
| 2025 | $9,697.00 (-1.16%) | $851,400 (+1.71%) Land $449,400 Building $402,000 | $1,000,065 (+5.67%) |
| 2024 | $9,811.00 (+0.07%) | $837,100 (+7.5%) Land $441,700 Building $395,400 | $946,390 |
| 2023 | $9,804.00 | $778,700 Land $416,200 Building $362,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Grand St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Grand St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures