Hampden County and Springfield City property record for 55 Governor St, Springfield, MA 01104
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1973 |
| Lot Size | 0.122 acres (5,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,500 (Jan 2026) |
| Tax Bill | $4,544 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05850 P:0045 |
| Primary APN | SPRI S:05850 P:0045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Game Room | Game Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,323 sqft (0.122 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 58500045 |
|---|---|
| Street Address | 55 GOVERNOR ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 800400 |
55 Governor St is owned and occupied by two individuals who bought it in January 2026.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage MASSACHUSETTS HOUSING PARTNERSHIP FUND |
| Jan 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| May 9, 2025 | Warranty Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Jan 2, 2024 | Redemption Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on File |
| Deed Sale | Jan 2, 2026 · Amount on File |
| Prior Sale | May 9, 2025 · Amount on File |
| Deed Document Number | 202669 |
| Deed Book / Page | 26174 / 120 |
| Prior Transfer Date | Nov 6, 2023 |
| Prior Transfer Doc | 025278-442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 55 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 026174-147 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 26174/147 |
| Instrument | 71 |
| Name | MASSACHUSETTS HOUSING PARTNERSHIP FUND |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 2, 2026 |
| Property Address | 55 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Document Number | 026174-120 |
| Book / Page | 26174 / 120 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 69 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000070 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 70 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 9, 2025 |
| Property Address | 55 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Document Number | 025857-580 |
| Book / Page | 25857 / 580 |
| Instrument Date | May 9, 2025 |
| Instrument | 20536 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 BURT LN STE 101, 101, WILBRAHAM, MA 01095-2134 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020537 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 20537 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 2, 2024 |
| Property Address | 55 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Document Number | 025278-442 |
| Book / Page | 25278 / 442 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 29 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 55 Governor St was $4,544, up 49.2% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,544.00 (+49.23%) | $293,900 (+51.34%) Land $36,200 Building $257,700 | $260,505 (+63.42%) |
| 2025 | $3,045.00 | $194,200 Land $37,700 Building $156,500 | $159,410 (-18.19%) |
| 2024 | $194,845 | ||
| 2023 | $2,835.00 | $166,300 Land $33,300 Building $133,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Governor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 55 Governor St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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