55 Gladiola Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 55 Gladiola Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 1995
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$719,000 (Oct 2023)
Tax Bill	$12,430 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00001-25-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00001-25-00016`
Alternative APNs	`2100001002500016` `31251600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	1,580 sqft
Upper Floors Area	952 sqft
Basement Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,499 sqft (0.31 acres)
Lot Dimensions	180 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Deck Area	387 sqft
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31251600
Street Address	55 GLADIOLA DR
City	HOWELL
State	NJ
Zip	07731-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	RAMTOWN KNOLLS
Legal Block	1.25
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 GLADIOLA DR, HOWELL, NJ 07731-2881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Feb 18, 2014 · Amount on Record
Deed Document Number	202371883
Deed Book / Page	9663 / 6749
Prior Transfer Date	Sep 27, 2012
Prior Transfer Doc	0090559500
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	55 GLADIOLA DR, HOWELL, NJ 07731-2881
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 MOSES MILCH DR, HOWELL, NJ 07731-3818

Mortgage

Document Number	0097669613
Date	Nov 20, 2025
Book Page	9766/9613
Instrument	2025093476

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 16, 2023
Property Address	55 GLADIOLA DR, HOWELL, NJ 07731-2881
Document Number	0096636749
Book / Page	9663 / 6749
Instrument Date	Oct 11, 2023
Instrument	2023071883
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,446.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 DEBORAH LN, HOWELL, NJ 07731-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GLADIOLA DR, HOWELL, NJ 07731-2881

Mortgage

Document Number	2023071884
Date	Oct 16, 2023
Instrument	2023071884

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,000 (+7.42%) Land $365,400 Building $413,600	$779,000 (+7.42%) Land $365,400 Building $413,600
2025	$12,430.00 (+3.26%)	$725,200 (+8.21%) Land $315,400 Building $409,800	$725,200 (+8.21%) Land $315,400 Building $409,800
2024	$12,037.00 (+0.05%)
2023		$670,200 (+16.31%) Land $275,400 Building $394,800	$670,200 (+16.31%) Land $275,400 Building $394,800
2022	$12,031.00 (+11.83%)	$576,200 Land $205,400 Building $370,800	$576,200 Land $205,400 Building $370,800
2021	$10,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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