55 Gates Ln, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 55 Gates Ln, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,108 sqft · built 2007
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$552,659 (Apr 2008)
Tax Bill	$16,505 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R-10 00027A`

Property Details

APN / Parcel Number

Primary APN	`R-10 00027A`
Alternative APNs	`STOW M:000R-10 P:027A` `M:000R=10 P:027A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	4,632 sqft
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-10 00027A
Street Address	55 GATES LN
City	STOW
State	MA
Zip	01775-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	LAND STOW
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2005
Census Tract	323101

Owner

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 GATES LN, STOW, MA 01775-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOME LOAN AND INVESTMENT BANK FSB
Dec 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2008 · Amount on Record
Deed Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	200869265
Deed Book / Page	51102 / 262
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	55 GATES LN, STOW, MA 01775-1203
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080639-474
Date	Aug 29, 2022
Book Page	80639/474
Instrument	131760

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	55 GATES LN, STOW, MA 01775-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76377-136
Date	Dec 9, 2020
Book Page	76377/136
Instrument	233489

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,505.00 (+3.3%)	$947,500 (+0.64%) Land $372,500 Building $575,000	$918,935
2024	$15,977.00 (+13.31%)	$941,500 (+21.06%) Land $341,700 Building $599,800
2023	$14,100.00	$777,700 Land $311,000 Building $466,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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