55 Garry Rd, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 55 Garry Rd, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details2,511 sqft · built 1957
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (Nov 2012)
Tax Bill$20,780 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-02005-0000-00004

Property Details

APN / Parcel Number

Primary APN07-02005-0000-00004
Alternative APNs
  • 070200500004
  • 142040

Interior

Stories1 Story
Building Area2,511 sqft Living Area
1st Floor Area2,511 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide

Location & Zoning

Account Number142040
Street Address55 GARRY RD
CityCLOSTER
StateNJ
Zip07624-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.34 AC
Legal Block2005
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group1
Census Block1004
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 GARRY RD, CLOSTER, NJ 07624-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jan 9, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2012 · Amount on Record
Deed SaleNov 15, 2012 · Amount on Record
Prior SaleSep 4, 2007 · Amount on Record
Deed Document Number2012106091
Deed Book / Page1192 / 596
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address55 GARRY RD, CLOSTER, NJ 07624-1509
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055991523
DateSep 15, 2025
Book Page5599/1523
Instrument2025063187
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address55 GARRY RD, CLOSTER, NJ 07624-1509
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042641671
DateJul 12, 2021
Book Page4264/1671
Instrument2021111318
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address55 GARRY RD, CLOSTER, NJ 07624-1509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031502360
DateJan 9, 2019
Book Page3150/2360
Instrument19-002281
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,101,900 (+9.87%) Land $647,000 Building $454,900$1,101,900 (+9.87%) Land $647,000 Building $454,900
2025$20,780.00 (+1.95%)$1,002,900 (+7.45%) Land $612,000 Building $390,900$1,002,900 (+7.45%) Land $612,000 Building $390,900
2024$20,383.00 (+9.54%)
2023$933,400 Land $572,000 Building $361,400$933,400 Land $572,000 Building $361,400
2022$18,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimMay 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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