55 Garret, Durango, CO 81301 Property Records

La Plata County property record for 55 Garret, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 2001
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,500 (Aug 2021)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5665-151-02-021`

Property Details

APN / Parcel Number

Primary APN	`5665-151-02-021`
Alternative APN	`R422457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Living Area
Gross Area	2,347 sqft
1st Floor Area	1,759 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	215 sqft
Deck Area	Deck Area
Patio Area	236 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R422457
Street Address	55 GARRET
City	DURANGO
State	CO
Zip	81301-6500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HORNBAKER S/D TRACT: C PROJ 99-23 #792913 9-18-00 55 GARRET DURANGO 81301
Legal Subdivision	HORNBAKER S/D
Legal Tract	C
Legal Block	1
Legal Lot Number	TR C
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1000
Census Tract	970800

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 GARRET, DURANGO, CO 81301-6500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 4, 2021	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Sep 17, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Jan 26, 2001 · Amount on Record
Deed Document Number	20211197120
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	0001197119
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	55 GARRET, DURANGO, CO 81301-6500
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001129525
Date	Jun 14, 2017
Instrument	1129525

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 4, 2021
Property Address	55 GARRET, DURANGO, CO 81301-6500
Document Number	0001197120
Map Reference	DOC 792913
Instrument Date	Jul 13, 2021
Instrument	1197120
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4102 MILLTOWN TRL, 4102, DOWNINGTOWN, PA 19335-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GARRET, DURANGO, CO 81301-6500

Mortgage

Document Number	0001197121
Date	Aug 4, 2021
Instrument	1197121

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Aug 4, 2021
Property Address	55 GARRET, DURANGO, CO 81301-6500
Document Number	0001197119
Map Reference	DOC 792913
Instrument Date	Jul 13, 2021
Instrument	1197119
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 E 3RD AVE, 960, DURANGO, CO 81301-5213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GARRET, DURANGO, CO 81301-6500

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	55 GARRET, DURANGO, CO 81301-6500
Document Number	0001158774
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GARRET DURANGO CO 813016500, DURANGO, CO 81301-6500

Mortgage

Document Number	0001158774
Date	Jul 16, 2019
Instrument	1158774

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	55 GARRET, DURANGO, CO 81301-6500
Document Number	0001148550
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GARRET DURANGO CO 813016500, DURANGO, CO 81301-6500

Mortgage

Document Number	0001148550
Date	Sep 27, 2018
Instrument	1148550

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,790 (+0.25%) Land $9,460 Building $46,330	$890,380 (-) Land $150,980 Building $739,400
2025	$3,124.00 (+69.14%)	$55,650 (+30.7%) Land $9,440 Building $46,210	$890,380 (+40.08%) Land $150,980 Building $739,400
2023	$1,847.00 (+29.43%)	$42,580 (+30.77%) Land $8,600 Building $33,980	$635,630 (+35.66%) Land $128,430 Building $507,200
2022	$1,427.00	$32,560 Land $8,900 Building $23,660	$468,550 Land $128,100 Building $340,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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