55 Garlen Rd, Katonah, NY 10536 Property Records

Westchester County and Bedford Town property record for 55 Garlen Rd, Katonah, NY 10536

Property Summary

Property Type	Single Family Home
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Jan 2020)
Tax Bill	$21,603 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552000 49.8-2-32`

Property Details

APN / Parcel Number

Primary APN	`552000 49.8-2-32`
Alternative APNs	`200004900800020320000000` `00000028400`

Exterior

Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000028400
Street Address	55 GARLEN RD
City	KATONAH
State	NY
Zip	10536-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF KATONAH HOMES SECTION A
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	12600

Owner

Source: Westchester County and Bedford Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 GARLEN RD, KATONAH, NY 10536-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 3, 2020	Grant Deed, Transfer KAYCO LAND SERVICES INC
Jun 29, 2018	Deed of Trust, Mortgage · Conventional with PMI MID-ISLAND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Jan 24, 2006 · Amount on Record
Deed Document Number	2020593523101
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 10, 2026
Property Address	55 GARLEN RD, KATONAH, NY 10536-3424
Document Number	0000003031
Instrument Date	Aug 31, 2026
Instrument	20263031
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GARLEN RD, KATONAH, NY 10536-3424

Mortgage

Document Number	0000003031,
Date	Sep 10, 2026
Instrument	20263031

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 3, 2020
Property Address	55 GARLEN RD, KATONAH, NY 10536-3424
Document Number	0593523101
Book / Page	059352 / 003101
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	KAYCO LAND SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$3,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 GOLDENS BRIDGE RD #2 KATONAH NY 105363455, 2, KATONAH, NY 10536-3455

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	55 GARLEN RD, KATONAH, NY 10536-3424
Document Number	0581973124
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	APPELLATE LAND SERVICES LIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 GARDEN RD KATONAH NY 10536, KATONAH, NY 10536

Mortgage

Document Number	0581973124
Date	Jul 16, 2018
Book Page	058197/003124

Lender

Name	MID-ISLAND MTG
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2038

Tax Assessment & Valuation

Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,603.00 (+7.32%)
2025	$20,130.00	$77,105 (-0.01%) Land $25,200 Building $51,905	$1,007,909 (+6.14%) Land $329,412 Building $678,497
2024		$77,110 (-) Land $25,200 Building $51,910	$949,631 (+4.56%) Land $310,345 Building $639,286
2023		$77,110 Land $25,200 Building $51,910	$908,245 Land $296,820 Building $611,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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