55 Gardenia Dr, Salinas, CA 93906 Property Records

Monterey County property record for 55 Gardenia Dr, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,715 sqft · built 1956
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Aug 2024)
Tax Bill	$8,936 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`003-631-009-000`

Property Details

APN / Parcel Number

Primary APN	`003-631-009-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 GARDENIA DR
City	SALINAS
State	CA
Zip	93906-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SHERWOOD GARDENS ADD 1 LOT 9 BLK 4
Legal Subdivision	SHERWOOD
Legal Block	4
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	5
Census Block	5002
Census Tract	400

Owner

55 Gardenia Dr is owned and occupied by an individual who bought it in August 2024.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	55 GARDENIA DR, SALINAS, CA 93906-3945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 14, 2020	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Document Number	202427926
Prior Transfer Date	Aug 7, 2024
Prior Transfer Doc	0000027927
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 22, 2022
Property Address	55 GARDENIA DR, SALINAS, CA 93906-3945
Document Number	0000013853
Map Reference	VOL 6 PG 22
Instrument Date	Mar 17, 2022
Instrument	2022013853
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 GARDENIA DR, SALINAS, CA 93906-3945

Mortgage

Document Number	0000013854
Date	Mar 22, 2022
Instrument	2022013854

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 14, 2020
Property Address	55 GARDENIA DR, SALINAS, CA 93906-3945
Document Number	0000007759
Map Reference	VOL 6 PG 22
Instrument Date	Feb 10, 2020
Instrument	2020007759
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 GARDENIA DR, SALINAS, CA 93906-3945
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007760
Date	Feb 14, 2020
Instrument	2020007760

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Gardenia Dr was $8,936.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,300 (+2%) Land $346,800 Building $382,500
2025	$8,936.00	$715,000 Land $340,000 Building $375,000
2023	$6,497.00 (+16.43%) Homeowner's exemption	$571,080 Land $263,076 Building $308,004
2022	$5,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 Gardenia Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Gardenia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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