55 Garden Ct, West Point, MS 39773 Property Records

Clay County property record for 55 Garden Ct, West Point, MS 39773

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1,616 sqft · built 1995
Lot Size	0.092 acres (4,046 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091C 30A 0180800`

Property Details

APN / Parcel Number

Primary APN	`091C 30A 0180800`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,616 sqft Finished Area
1st Floor Area	1,528 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Shingle
Lot Area	4,046 sqft

Location & Zoning

Street Address	55 GARDEN CT
City	WEST POINT
State	MS
Zip	39773-8225
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	OLD WAVERLY GOLF DEV TRACT 14 OF LOT FD-2 DB 286/902
Legal Range	07E
Legal Township	17
Legal Section	30
Legal Tract	14
Legal Lot Number	FD-2
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	950500

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 NANCY PL, RIDGELAND, MS 39157-5092
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025
Deed Sale	Aug 21, 2025
Deed Document Number	20255262
Deed Book / Page	324 / 210
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	55 GARDEN CT, WEST POINT, MS 39773-8225
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	511/837
Date	Mar 4, 2019
Book Page	511/837
Instrument	2019000732

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 5, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00 (-54.18%)	$38,838 (-) Land $6,000 Building $32,838	$258,921 (-) Land $40,000 Building $218,921
2024		$38,838 (+20.23%) Land $6,000 Building $32,838	$258,921 (+20.23%) Land $40,000 Building $218,921
2023	$4,834.00 (+1.09%)	$32,304 Land $6,000 Building $26,304	$215,363 Land $40,000 Building $175,363
2022	$4,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20