Cecil County property record for 55 Gammy Dr, Elkton, MD 21921
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 2,320 sqft · built 2004 |
| Lot Size | 46.3 acres (2,016,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,100 (Jan 2003) |
| Tax Bill | $5,181 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-029562 |
| Primary APN | 05-029562 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,016,828 sqft (46.3 acres) |
| Garage Type | Mixed |
| Garage Area | 2,590 sqft |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | 268 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 029562 |
|---|---|
| Street Address | 55 GAMMY DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | NAR |
| Legal Description | 46.3 ACRES 55 GAMMY DRIVE S/W OF ELKTON |
| Legal Subdivision | DEMOND VILLAGE |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 30904 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 GAMMY DR, ELKTON, MD 21921-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2003 · Amount on Record |
| Deed Sale | Jan 16, 2003 · Amount on Record |
| Prior Sale | Jul 31, 1995 · Amount on Record |
| Deed Document Number | 2003258440 |
| Deed Book / Page | 1297 / 495 |
| Transfer Doc | 0000263159 |
| Record Updated | Oct 29, 2026 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,181.00 (+3.91%) Homeowner's exemption | $507,600 (+24.53%) Land $95,100 Building $412,500 | $507,600 (+24.53%) Land $95,100 Building $412,500 |
| 2025 | $4,986.00 (+29.14%) Homeowner's exemption | ||
| 2023 | $3,861.00 Homeowner's exemption | $407,600 Land $95,100 Building $312,500 | $407,600 Land $95,100 Building $312,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2012–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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