55 Gaines St, Vernon, IN 47282 Property Records

Jennings County property record for 55 Gaines St, Vernon, IN 47282

Property Summary

Property TypeResidential
Details1 bd · 1 ba · 944 sqft · built 2013
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Aug 2024)
Tax Bill$484 (2025)
Flood ZoneZone X (minimal risk)
APN40-12-02-330-016.000-013

Property Details

APN / Parcel Number

Primary APN40-12-02-330-016.000-013
Alternative APNs
  • 00001023613
  • 0120002600

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area944 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeMetal Frame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number00001023613
Street Address55 GAINES ST
CityVERNON
StateIN
Zip47282
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal Description138 TOWN OF VERNON
JurisdictionJENNINGS IN
Township / Civil DivisionVERNON
Census Block Group2
Census Block2027
Census Tract960200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Vernon Historic District
listed 1976 · 45 contributing resources · NRIS 76000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Gaines St, a residential property, is owned and occupied by an individual who bought it in August 2024.

Source: Jennings County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address55 GAINES ST, VERNON, IN 47282
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2024 · Amount on File
Deed SaleAug 12, 2024 · Amount on File
Prior SaleMay 14, 2012
Deed Document Number202438560
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 55 Gaines St was $484, up 25.4% from the year before.

Source: Jennings County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJennings County
County SubdivisionVernon Township
MunicipalityVernon Town
Unified School DistrictJennings County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$484.00 (+25.39%)$24,200 Land $9,200 Building $15,000$24,200 Land $9,200 Building $15,000
2024$386.00
2023$18,300 (+4.57%) Land $9,200 Building $9,100$18,300 (+4.57%) Land $9,200 Building $9,100
2022$807.00$17,500 Land $9,200 Building $8,300$17,500 Land $9,200 Building $8,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Gaines St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2011)
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, Straight-line Winds, And

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Gaines St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH VERNON WATER DEPARTMENT
serves 6,500 people · EPA ID IN5240008
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2020
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2022
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Southeastern Indiana REMC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gaines St

Nearby Streets

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