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55 Gadwall Pl, La Plata, MD 20646 Property Records

Charles County property record for 55 Gadwall Pl, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,720 sqft · built 2025
Lot Size0.039 acres (1,699 sqft)
OwnerIndividual Name on Record
Last Sale$379,990 (Nov 2025)
Tax Bill$7,027 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2025 Sale & Mortgage
APN01-362287

Property Details

APN / Parcel Number

Primary APN01-362287
Alternative APN
  • 362287

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,720 sqft Living Area
Gross Area1,920 sqft
1st Floor Area440 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleTownhouse
Roof MaterialComposition Shingle
Lot Area1,699 sqft (0.039 acres)
Garage TypeAttached
Garage Area200 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number362287
Street Address55 GADWALL PL
CityLA PLATA
StateMD
Zip20646-3661
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-3
Legal DescriptionLOT 21 PLT 1 - .0390 MALLARDS CROSSING SUB TOWN OF LA PLATA
Legal SubdivisionMALLARDS CROSSING SUB
Legal Lot Number21
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2016
Census Tract851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 GADWALL PL, LA PLATA, MD 20646-3661
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 4, 2025Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2025 · Amount on Record
Deed SaleNov 4, 2025 · Amount on Record
Prior SaleJan 13, 2025 · Amount on Record
Deed Book / Page13850 / 53
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateJul 17, 2026
Property Address55 GADWALL PL, LA PLATA, MD 20646-3661
Document Number1414000232
Book / Page14142 / 232
Instrument DateJul 7, 2026
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 GADWALL PL, LA PLATA, MD 20646-3661

Mortgage

Document Number1414000232,
DateJul 17, 2026
Book Page14142/232
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateNov 4, 2025
Property Address55 GADWALL PL, LA PLATA, MD 20646-3661
Document Number0138500053
Book / Page13850 / 53
Map ReferenceMB 62 PG 417-418
Instrument DateOct 6, 2025
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyNVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$949.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4700 CORRIDOR PL STE 100, 100, BELTSVILLE, MD 20705-1116

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address55 GADWALL PL, LA PLATA, MD 20646-3661

Mortgage

Document Number0001385059
DateNov 4, 2025
Instrument13850/59
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,900 Land $80,000 Building $245,900$325,900 Land $80,000 Building $245,900
2025$7,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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