55 Gables Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 55 Gables Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,052 sqft · built 2005
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Feb 2020)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61003000008810000`

Property Details

APN / Parcel Number

Primary APN	`R61003000008810000`
Alternative APN	`11033652`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11033652
Old Parcel Number	R61003000008810000
Street Address	55 GABLES LN
City	BLUFFTON
State	SC
Zip	29910-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 409 PINECREST S/D PH 2 PB94 P14-16
Legal Subdivision	PINECECREST S/D PH I BUCKWALTE
Legal Phase	2
Legal Lot Number	409
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	55 GABLES LN, BLUFFTON, SC 29910-7838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE OZARKS
Feb 12, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Nov 18, 2010 · Amount on Record
Deed Document Number	2020007833
Deed Book / Page	3836 / 1116
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	55 GABLES LN, BLUFFTON, SC 29910-7838
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026438
Date	Apr 13, 2021
Book Page	3997/1675
Instrument	2021026438

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	55 GABLES LN, BLUFFTON, SC 29910-7838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048796
Date	Sep 6, 2018
Book Page	3698/0961
Instrument	2018048796

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 12, 2020
Property Address	55 GABLES LN, BLUFFTON, SC 29910-7838
Document Number	0000007833
Book / Page	3836 / 1116
Map Reference	MB 95 PG 195
Instrument Date	Feb 6, 2020
Instrument	2020007833
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 GABLES LN, BLUFFTON, SC 29910-7838

Mortgage

Document Number	0000007834
Date	Feb 12, 2020
Instrument	2020007834

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 (-0.05%)	$11,820 (-27.29%)
2024	$2,006.00	$16,256 (-) Land $2,280 Building $13,976	$406,400 (-) Land $57,000 Building $349,400
2023	$2,006.00 (+8.2%)	$16,256 (+58.13%) Land $2,280 Building $13,976	$406,400 (+58.13%) Land $57,000 Building $349,400
2022	$1,854.00	$10,280 Land $1,800 Building $8,480	$257,000 Land $45,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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