55 Franklin Ave, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 55 Franklin Ave, Harrison, NY 10528

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,658 sqft · built 1955
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Sep 2019)
Tax Bill$13,193 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN552801 0045.-5

Property Details

APN / Parcel Number

Primary APN552801 0045.-5
Alternative APNs
  • 5528000000450000005
  • 000002160

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,658 sqft Living Area
1st Floor Area874 sqft
2nd Floor Area784 sqft
Basement Area550 sqft
Finished Basement550 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area103 sqft
Patio Area129 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000002160
Street Address55 FRANKLIN AVE
CityHARRISON
StateNY
Zip10528-3505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Subdivision3RD AND 4TH MAP OF FRANKLIN PARK
Legal Lot Number5
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3010
Census Tract8404

Owner

55 Franklin Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address55 FRANKLIN AVE, HARRISON, NY 10528-3505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 25, 2019Bargain and Sale Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2019 · Amount on File
Deed SaleSep 25, 2019 · Amount on File
Prior SaleMay 15, 2015 · Amount on File
Deed Document Number2019592533283
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address55 FRANKLIN AVE, HARRISON, NY 10528-3505
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 FRANKLIN AVE, HARRISON, NY 10528-3505

Mortgage

Document Number0640173283
DateJan 17, 2024
Instrument640173283
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 9, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateSep 25, 2019
Property Address55 FRANKLIN AVE, HARRISON, NY 10528-3505
Document Number0592533283
Map ReferenceMAP 1558
Instrument DateSep 16, 2019
Instrument592533283
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address50 HARRISON AVE, 50, HARRISON, NY 10528-4510

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 HALSTEAD AVE APT 3, 3, HARRISON, NY 10528-4175

Mortgage

Document Number0592663065
DateSep 25, 2019
Instrument592663065
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 55 Franklin Ave was $13,193, up 4.5% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,193.00 (+4.52%)
2025$12,623.00$7,850 (-) Land $1,750 Building $6,100$676,724 (-2.59%) Land $150,862 Building $525,862
2024$7,850 (-) Land $1,030 Building $6,820$694,690 (+3.54%) Land $91,150 Building $603,540
2023$7,850 Land $1,030 Building $6,820$670,940 Land $88,034 Building $582,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1987–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Franklin Ave

Nearby Streets

Search Property Records by Address or Parcel Number