Middlesex County and Reading Town property record for 55 Francis Dr, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,973 sqft · built 1981 |
| Lot Size | 0.777 acres (33,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $617,500 (Jun 2013) |
| Tax Bill | $13,525 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:028.0-0000-0173.0 |
| Primary APN | READ M:028.0-0000-0173.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,973 sqft Living Area |
| Gross Area | 4,009 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,850 sqft (0.777 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1150000000500 |
|---|---|
| Street Address | 55 FRANCIS DR |
| City | READING |
| State | MA |
| Zip | 01867-1757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 334400 |
55 Francis Dr is owned and occupied by two individuals who acquired it in February 2024.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 FRANCIS DR, READING, MA 01867-1757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Redemption Deed, Transfer |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS PLUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on File |
| Deed Sale | Jun 26, 2013 · Amount on File |
| Prior Sale | Jun 23, 2010 · Amount on File |
| Deed Book / Page | 62107 / 409 |
| Last Transfer Date | Feb 29, 2024 |
| Transfer Doc | 082588-164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 21, 2024 |
| Property Address | 55 FRANCIS DR, READING, MA 01867-1757 |
| Document Number | 082588-164 |
| Book / Page | 82588 / 164 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 27910 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 55 FRANCIS DR, READING, MA 01867-1757 |
| Document Number | 71541-23 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 FRANCIS DR READING MA 018671757, READING, MA 01867-1757 |
| Document Number | 71541-23 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 071541/000023 |
| Instrument | 132807 |
| Name | MEMBERS PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 28, 2038 |
The 2026 property tax bill for 55 Francis Dr was $13,525, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,525.00 (+1.53%) | $1,234,000 (+5.52%) Land $573,300 Building $660,100 | $1,272,500 (+16.64%) |
| 2025 | $13,321.00 (+1.17%) | $1,169,500 (+4.09%) Land $543,300 Building $626,200 | $1,090,980 (+6.24%) |
| 2024 | $13,167.00 (+3.23%) | $1,123,500 (+10.9%) Land $521,900 Building $601,600 | $1,026,855 |
| 2023 | $12,755.00 | $1,013,100 Land $470,600 Building $542,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Francis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Francis Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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