Essex County and Hamilton Town property record for 55 Forest St, South Hamilton, MA 01982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,431 sqft · built 1952 |
| Lot Size | 0.953 acres (41,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jul 2022) |
| Tax Bill | $9,782 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMI M:59 B:53 |
| Primary APN | HAMI M:59 B:53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 3,099 sqft |
| 1st Floor Area | 1,431 sqft |
| Basement Area | 1,272 sqft |
| Unfinished Basement | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,500 sqft (0.953 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1586 |
|---|---|
| Street Address | 55 FOREST ST |
| City | SOUTH HAMILTON |
| State | MA |
| Zip | 01982-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 53 |
| Legal Lot Number | 53 |
| Jurisdiction | HAMILTON MA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 215101 |
55 Forest St is owned and occupied by an individual who bought it in July 2022.
Source: Essex County and Hamilton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 FOREST ST, SOUTH HAMILTON, MA 01982-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Aug 10, 2017 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Feb 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Deed Document Number | 20221560 |
| Deed Book / Page | 41097 / 76 |
| Prior Transfer Date | Sep 20, 2021 |
| Prior Transfer Doc | 040741-226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 55 FOREST ST, SOUTH HAMILTON, MA 01982-2512 |
| Document Number | 0041097-76 |
| Book / Page | 41097 / 76 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 20220729001560 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 FULLER ST, GLOUCESTER, MA 01930-3966 |
| Document Number | 220729001570 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 220729001570 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 55 FOREST ST, SOUTH HAMILTON, MA 01982-2512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036090-22 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 36090/22 |
| Instrument | 87 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Feb 22, 2022 |
| Property Address | 55 FOREST ST, SOUTH HAMILTON, MA 01982-2512 |
| Document Number | 040741-226 |
| Book / Page | 40741 / 226 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 20220222002360 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 FOREST ST, S HAMILTON, MA 01982-2512 |
The 2026 property tax bill for 55 Forest St was $9,782, up 2.6% from the year before.
Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Hamilton Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,782.00 (+2.57%) | $650,400 (+6.73%) Land $355,600 Building $294,800 | $669,591 (-7.55%) |
| 2025 | $9,537.00 (+4.58%) | $609,400 (+0.98%) Land $316,800 Building $292,600 | $724,280 |
| 2024 | $9,119.00 (+2.36%) | $603,500 (+10.69%) Land $316,800 Building $286,700 | |
| 2023 | $8,909.00 | $545,200 Land $289,200 Building $256,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Forest St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2001–2006) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Forest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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