55 Foal Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 55 Foal Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,286 sqft · built 2024
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$608,900 (Dec 2024)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095572-1360`

Property Details

APN / Parcel Number

Primary APN	`095572-1360`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,286 sqft Living Area
Gross Area	4,427 sqft
1st Floor Area	1,467 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	503 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55 FOAL RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	123/31-39 TERRA PINES SOUTH PHASE TWO LOT 136 OR6074/150
Legal Subdivision	TERRA PINES SOUTH PHASE TWO
Legal Lot Number	136
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1000
Census Tract	21004

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Dec 26, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Aug 26, 2024	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Deed Document Number	202499927
Deed Book / Page	6074 / 150
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	55 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0259
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0259

Mortgage

Document Number	0061340477
Date	Apr 21, 2025
Book Page	6134/477
Instrument	2025030608

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 26, 2024
Property Address	55 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0259
Document Number	0060740150
Book / Page	6074 / 150
Map Reference	MB 123 PG 31-39
Instrument Date	Dec 20, 2024
Instrument	2024099927
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,262.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8649 BAYPINE ROAD STE 202, 202, JACKSONVILLE, FL 32256-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0259

Mortgage

Document Number	2024099928
Date	Dec 26, 2024
Instrument	2024099928

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 26, 2024
Property Address	55 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0259
Document Number	0060091292
Book / Page	6009 / 1292
Map Reference	MB 123 PG 31-39
Instrument Date	Aug 21, 2024
Instrument	2024067544
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,047.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 MAIN ST, GAITHERSBURG, MD 20878-5768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,990 (+31.76%)	$565,429 (+9.36%) Land $125,000 Building $440,429
2025	$3,919.00 (+170.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$308,888	$517,039 Land $120,000 Building $397,039
2024	$1,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1996–2017)
Claims Outside the SFHA	9 of 67
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 31 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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