55 Florence St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 55 Florence St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,485 sqft · built 1921
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2005)
Tax Bill	$11,430 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-07303-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`16-07303-0000-00001`
Alternative APN	`1600130000000019`

Interior

Building Area	1,485 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600130000000019
Street Address	55 FLORENCE ST
City	NUTLEY
State	NJ
Zip	07110-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	50X100
Legal Subdivision	BROOKLINE
Legal Block	7303
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	4
Census Block	4011
Census Tract	13700

Owner

55 Florence St is owned and occupied by an individual who bought it in October 2005.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	55 FLORENCE ST, NUTLEY, NJ 07110-2960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2005 · Amount on File
Deed Sale	Oct 27, 2005 · Amount on File
Deed Book / Page	6253 / 572
Prior Transfer Date	Oct 6, 2005
Prior Transfer Doc	6253000572
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 FLORENCE ST, NUTLEY, NJ 07110-2960
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007592
Date	Feb 6, 2023
Instrument	2023007592

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 FLORENCE ST, NUTLEY, NJ 07110-2960
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104642
Date	Dec 5, 2022
Instrument	2022104642

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	170 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 FLORENCE ST, NUTLEY, NJ 07110-2960
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021031759
Date	Mar 16, 2021
Instrument	2021031759

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 FLORENCE ST, NUTLEY, NJ 07110-2960
Document Number	0000121732
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FLORENCE ST NUTLEY NJ 071102960, NUTLEY, NJ 07110-2960

Mortgage

Document Number	0000121732
Date	Dec 26, 2019
Instrument	121732

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 Florence St was $11,430, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,200 (+23.54%) Land $225,000 Building $298,200	$523,200 (+23.54%) Land $225,000 Building $298,200
2025	$11,430.00 (+2.55%)	$423,500 Land $225,000 Building $198,500	$423,500 Land $225,000 Building $198,500
2024	$11,146.00
2023		$435,300 Land $225,000 Building $210,300	$435,300 Land $225,000 Building $210,300
2022	$9,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Florence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Florence St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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