55 Florence Dr, Troy, MI 48098 Property Records

Oakland County property record for 55 Florence Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,188 sqft · built 1946
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$1,012,822 (Nov 2024)
Tax Bill$4,924 (2024)
Deeds & MortgagesMar 2024 Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN88-20-09-233-024

Property Details

APN / Parcel Number

Primary APN88-20-09-233-024

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions178 ft deep x 123 ft wide
Garage Area366 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address55 FLORENCE DR
CityTROY
StateMI
Zip48098-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 9 SUPERVISOR'S PLAT NO 7 E 123.30 FT OF W 973.20 FT OF LOT 15EXC N 25 FT IN RD
Legal Range11E
Legal Township2N
Legal Section9
Legal SubdivisionSUPERVISORS PLAT #7
Legal Lot Number15E
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1003
Census Tract196300

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 FLORENCE DR, TROY, MI 48098-2923
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
DEAGLE DEVELOPMENT INC
Oct 2, 2023Warranty Deed, Transfer
CHIRCO TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleOct 2, 2023 · Amount on Record
Deed Document Number2024133788
Deed Book / Page59828 / 470
Prior Transfer DateMar 27, 1997
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 14, 2024
Property Address55 FLORENCE DR, TROY, MI 48098-2923
Document Number0000025348
Book / Page59222 / 98
Map ReferenceLB 45 PG 21&21A
Instrument DateMar 8, 2024
Instrument25348
Transaction TypeTransfer
Record UpdatedMar 28, 2024
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address99 FLORENCE DR, TROY, MI 48098-2923

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 FLORENCE DR, TROY, MI 48098-2923

Mortgage

Document Number0005922299
DateMar 14, 2024
Instrument59222/99
Lender
NameDEAGLE DEVELOPMENT INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 2, 2023
Property Address55 FLORENCE DR, TROY, MI 48098-2923
Document Number0000107944
Book / Page58915 / 430
Map ReferenceLB 45 PG 21&21A
Instrument DateSep 26, 2023
Instrument107944
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2021 STIRLING DR, TROY, MI 48085-1039

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 FLORENCE DR, TROY, MI 48098-2923

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,924.00 (+130.09%)
2023$191,780
2022$2,140.00$95,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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